Averitt Express_2024 Orientation Guide_v3.1

BASIC LIFE & DISABILITY

No-cost financial protection for you and your family in the event of the unexpected. We provide basic life and AD&D insurance for you and dependent life insurance for your spouse and children at no cost through Voya.

Averitt helps you Live Well by helping protect your income and security with our short-term disability coverage – available at no cost to you after one year of service.

This benefit ensures that you continue to receive a portion of your income for up to 26 weeks in the event of a disability.

AVERITT-PROVIDED LIFE AND AD&D ELIGIBLE AFTER 30 DAY WAITING PERIOD

Year 1 — $10,000 Year 2 — $15,000 Year 3 — $20,000 Year 4 — $25,000 Year 5 — $30,000 Year 6+ — $40,000

ASSOCIATE BASIC LIFE INSURANCE

ASSOCIATE BASIC AD&D INSURANCE

Amount equal to basic life coverage

DEPENDENT LIFE INSURANCE

$2,000 for spouse, $1,000 per child (birth to 26 years)

AVERITT-PROVIDED SHORT-TERM DISABILITY ELIGIBLE AFTER ONE YEAR OF SERVICE

BENEFITS BEGIN

On the 15th day of disability

Year 1 — no benefit Year 2 — 40% Year 3 — 45% Year 4 — 50% Year 5 — 55% Year 6+ — 60%

PLAN PAYS A PERCENTAGE OF YOUR WEEKLY EARNINGS

BENEFITS CONTINUE

Up to 26 weeks

See Summary Plan Description (SPD) for further details.

REPLAY Take a moment during enrollment to designate your beneficiaries.

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