Money Matters Residents recently sat with Uniting Communities Financial Counsellor Lyndall to brainstorm some money saving tips which you may find helpful.
Enjoy Life for Less ∞ Check local papers for free events (like festivals and community days). ∞ Visit your local library for free activities and resources. ∞ Don’t let money stop you from enjoying life. ∞ Use public transport during off-peak times to save.
Saving & Emergency Funds ∞ Put aside a small amount (even $5) regularly. ∞ Use a separate bank account in a different bank to build savings - this creates a helpful emergency fund. ∞ Banks may offer support – don’t be afraid to ask.
Remember ∞ Financial stress is real, and it’s okay to feel it. ∞ Support is out there – you’re not alone. ∞ Small steps can make a big difference!
Bills & Budgeting ∞ Rent comes first - other bills can often be negotiated. ∞ Speak up! Let providers know if you’re in financial hardship. ∞ Pay bills regularly to stay on track. ∞ Budgeting can be tough - take it one step at a time.
Do you know how financial counsellors could help?
If you have concerns about debt and managing your repayments, Uniting Communities team of financial counsellors are non-judgmental, qualified, and experienced. They can support you with negotiating with creditors to set up payment plans, keeping your essential utilities connected, Buy Now Pay Later, managing money and setting up a budget, plus much more. If you would like to book an appointment, call them on 1800 615 677 (select option 3) . They are available from Monday to Friday, between 9am and 5pm.
Helpful Options: ∞ Centrepay – automatic bill payments. ∞ BPAY – a backup if Centrepay stops. ∞ Be cautious with direct debit (bank fees may apply if funds are low).
8
Made with FlippingBook - professional solution for displaying marketing and sales documents online