Florida Women's Law Group - September 2018

of chemicals and unpleasant substances, such as arsenic, mercury, and even urine, that could seriously harm your health.” The LAPD reported similar findings.

Wait, What’s in My Concealer? The Risks of Counterfeit Cosmetics and How to Spot Them

We like to think we can trust online retailers, but unfortunately, it’s all too easy to sell counterfeit items on the internet. Counterfeit goods, as defined by the London Police, are “fake items deliberately made to look genuine.” They can be hard to spot, but there are a few key clues that can indicate whether you’re buying a real-deal product.

Significantly Lower Prices

If it’s too good to be true, it probably is. A significantly lowered price could signal a counterfeit item. Sellers often get counterfeit items in bulk from foreign factories, which allows them to sell at a vastly lowered price and yield a large profit.

No Return Policy

If there isn’t a return policy, that concealer might be a counterfeit. These sellers aren’t worried about customer satisfaction; they’re concerned with selling the fraudulent product as quickly as possible to make money.

This spring, the Los Angeles police department seized $700,000 worth of fake cosmetics during a raid in downtown LA. Last year, the London Police issued a warning to consumers: Avoid buying counterfeit beauty products at all costs. So why is law enforcement so worried about where you get your blush? Not only are retailers who engage in selling fake items breaking the law, but they’re also often using the proceeds to fund organized crime. The even scarier aspect is that these products put consumers’ health at risk. The London Police guidelines note, “Fake cosmetics and fragrances have been found to contain toxic levels

Check the Brand’s Authorized Retailer List

Take a couple minutes before you submit your order to check the official website of the product’s brand. Oh, and as you’re site-hopping, practice some basic web security to help avoid sites selling counterfeit products — look for the “https” at the beginning of a site address, and pay attention to spelling and grammar mistakes on the website and in the URL.

WILLS AND TRUSTS

They Aren’t the Same Having a plan to leave a legacy for your loved ones is an important step to take, whether you are young or just young at heart. The security in knowing your family will be taken care of after you pass can do wonders for your peace of mind. But when it comes to making a plan, some people are unsure of which documents are best for their goals. To make the right decision, it’s important to know the difference between a will and a trust. Wills: Instructions for After You’re Gone A will is a documented record of your last wishes, including how you would like your assets distributed. Wills are used as a framework for when your assets go through the probate process and should be as detailed as possible to avoid any confusion as to your last wishes. Wills are also public documents; anyone can request to see a copy during probate, making potential disputes more likely. Contrary to popular belief, wills are not set in stone after you pass.

Trusts: A Plan That Grows With You In estate planning, trusts are a great vehicle for individuals who want to maintain more control over the specifics of their assets. For example, if you wish to leave a large sum of money to a minor, you can work with the appointed manager of your trust to create a plan that details when and in how many increments this money will be distributed. Another advantage is that assets properly placed within a trust can avoid probate and the public scrutiny that comes with that process. Trusts do cost more to set up than wills and are a bit more labor-intensive to maintain. Ultimately, choosing the best option between these two estate planning vehicles comes down to the type of assets you are hoping to pass on. A trusted estate planning attorney, like the professionals at the Florida Women’s Law Group, will listen to your goals and help you find the right fit for your legacy.

The court-overseen probate process does give creditors, relatives, and others the opportunity to dispute or change aspects of your last wishes.

2 Florida Women’s Law Group | (904) 241-0012

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