Take a look at our December newsletter!
119 Old State Rd., Ellisville, MO 63021 THE WEALTH ZONE NOT ON HOW FAR YOU NEED TO GO Focus On What You’ve Accomplished CapitalAdvisoryGrp.com December 2022
Can you believe it’s almost 2023? We’ve all experienced so much this past year — both good and bad. So, while you look back at 2022, acknowledge your hardships and challenges, but don’t let the negativity follow you into the new year. Instead, embrace all of your accomplishments, successes, lessons learned, and more as we approach January. The strategy of focusing on the positives rather than the negatives came from a book by Dan Sullivan titled “The Gap and the Gain: The High Achievers’ Guide to Happiness, Confidence, and Success.” I recently read this book, and it impacted me in so many ways. I learned that instead of focusing on how far I need to go and thinking negatively about my journey, I could think about the progress I’ve made and how far I’ve come — the positives. By doing this, I’ve boosted my motivation and embraced the small steps I’ve taken to reach my goals. I wanted to share this book with you today because many of us will be creating our New Year’s resolutions soon, and I know how difficult it can be to keep those goals. While we have great intentions when we set our resolutions, we may abandon them after a few weeks or months. We may do this because our goals weren’t realistic or achievable or because thinking about how far
we have to go to accomplish our goals seems daunting. This is where Sullivan’s book comes into play.
When you set your yearly goals, be sure you create monthly or quarterly goals that you can achieve throughout the year. By dividing your resolutions into smaller, more achievable pieces, you will feel more confident in your abilities and motivated to continue your journey. So, whatever you decide to focus on this year, instead of thinking about how far you have to go to accomplish your goals, think about how far you’ve come and what you’ve completed so far. You’ll be surprised by how drastically your mindset and outlook will change when you decide to focus on the positives rather than the negatives. Always celebrate your victories — no matter how big or small they are. Any progress is a step in the right direction when you’re putting in the effort to achieve your goals. In addition to adjusting your mindset about how you will face your resolutions, you can also use Sullivan’s strategy when reflecting on your experiences in 2022. We’ve endured a lot over the past few years, but don’t let your hardships and challenges from this year follow you into 2023. You can always learn something from the experiences you face. So, as you think about this year, be grateful for all of your memories — both good and bad. Your challenges have made you a stronger person and taught you a lesson that will help you going forward. Look at everything with a positive lens, and keep those uplifting moments close to you as we enter January. The past is behind us, and now it’s time to look ahead at what’s to come. Enjoy the journey you’re on, and embrace everything that comes your way. I look forward to assisting you in 2023 and helping you as you strive to reach your goals. I hope you and your family have a wonderful Christmas and a happy New Year. I’ll see you next year!
Have You Heard Us on the Radio Yet?
Tune in to KTR 550 AM radio every Saturday from 3–4 p.m. as Jeff Zufall and Josh Gilbert discuss all things taxes and financial planning. From innovative strategies to optimize your benefits to breaking down proposed and current legislative measures, Jeff and Josh guide you through today’s most pressing topics in the financial world.
(636) 394-5524 1
Published by Newsletter Pro • www.NewsletterPro.com
Although tag is best known as a popular children’s game, it’s also a competitive sport. The game combines tag and parkour to create a unique and exhilarating experience for competitors and viewers. But how did this sport come to be, and how do you play it? Let’s find out. It all started in 2012. After playing a game of tag with his son, Christian Devaux started thinking about how he could make this simple and well-loved children’s game into a competitive sport. Devaux told his brother, Damien, about his idea, and the brothers began devising rules to turn the game into a team sport. In 2013, the Devaux brothers began organizing meet-ups for people to play competitive tag, which was a huge success. It quickly gained popularity among parkour athletes and ninja warrior competitors, leading to international competitions. Today, World Chase Tag has gained tons of interest worldwide, with many parkour gyms and clubs creating their own teams. In addition, the national, continental, and world championships are now broadcast on ESPN2. How do you play? The basics of the team game are still simple: Players chase their opponents and try to tag them. But you must follow a few rules. Two teams compete against each other, with six players on each team. Every match, or chase, is 20 seconds long and consists of one player from each team — the chaser and evader. If the chaser, the one trying to tag the evader, fails to tag their opponent in 20 seconds, the evader’s team gets the point. Each team alternates chasing and evading. Whoever has the most points in 16 matches wins the game. You can only make tags with your hands, and if you step out of bounds, you lose the match. Sounds easy, right? Well, instead of running on flat surfaces, the chaser and evader are THE HISTORY OF WORLD CHASE TAG Tag, You’re It!
LIGHTING UP LIFE ONE PINE NEEDLE AT A TIME TRAVEL-WORTHY CHRISTMAS TREES
As the holiday season approaches, the twinkling lights and spectacular Christmas tree attractions are always a must-see! Here are the best travel destinations to catch a glimpse of one of the pillars of the holidays.
The Rockefeller Center Tree in New York City The Rockefeller Center tree is located just west of 5th Avenue from 47th through 51st streets in New York City and dates back to the Depression era, with the first tree placed there in 1931. This beloved tourist attraction draws thousands
yearly with its dazzling lights and grand scale. To even be considered a contender for this role, a tree must be at least 65 feet tall and 35 feet wide!
The National Christmas Tree in Washington, D.C. This American favorite has long been a tradition. Every year, the ceremony begins with live performances by musical artists, and an annual highlight is when the president delivers a message of peace. President Calvin Coolidge was the first president to light the National Christmas Tree in 1923. The tree was 48 feet high and decorated with 2,500 red, white, and green electric bulbs. A local choir and a quartet from the U.S. Marine Band performed as the tree was lit. The Coeur d’Alene Resort Tree in Idaho Also known as the World’s Tallest Living Christmas Tree, this grand fir holds the record at 162 feet tall. It is festively decorated with more than 40,000 lights that twinkle in time to the music of “Jingle Bells,” and the tree is crowned with a 10-foot-wide star! The Biltmore Christmas Tree in North Carolina This majestic 55-foot Norway spruce tree is in front of the Biltmore Estate and lit as guests make their way down the path of luminaries. With ornaments and miles of garland, this tree is selected for the Banquet Hall each year for guests from all over to see. Some are lucky enough to live near or in a city with a magnificent tree, but if you don’t, consider traveling to one of these locations to enjoy the holiday with your loved ones.
jumping over bars and blocks, sliding under surfaces, and navigating other obstacles as they attempt to get away from their opponent.
Who knew a children’s game would gain such popularity in a decade? Did you know this sport existed? We would love to know your thoughts!
2
CapitalAdvisoryGrp.com
Don’t Forget About Your Finances! Are You Creating New Year’s Resolutions?
3. Increase your 401(k) by 1%. The money you take out of your paycheck to put into your 401(k) is added before income taxes are applied. This reduces your taxable income, which can lower your tax bill. To boost your 401(k) plan, look at what percentage of your paycheck goes toward your 401(k). Most accounts often have 3% going towards their plan. Attempt to increase this percentage by 1% each year to maximize your savings. 4. Build your credit. Credit will help you in the future if you ever want to take out a loan for a new car, land, or house. One of the easiest ways to build credit is to use a credit card. If you make timely payments and pay your amount in full each month, your credit score will skyrocket. But there are other strategies you can implement, such as rent and utility payments, paying off existing loans, and more. If you or someone you know wants to improve their financial situation in 2023, please don’t hesitate to reach out to us. We will be happy to review your financial goals, suggest strategies, and help you boost your financial stability in the new year. We will be with you every step of the way!
As we quickly approach 2023, now is the time to make your New Year’s resolutions. While some might focus on diets, exercise, traveling, or other self-care goals, don’t forget to pay attention to your finances. The new year is a great time to give your finances a boost that will benefit you now and in the future. Here are four ways you can improve your finances in 2023. 1. Start a budget. Creating a budget will help you track your spending, analyze what expenses are necessary and what can be removed, pay bills on time, save more money, and improve your financial stability overall. So, take some time to look over your monthly expenses and create a budget that will help you reach your financial goals.
2. Check your tax withholdings. A withholding tax or tax retention is the portion of your wages that isn’t included
in your paycheck. This amount is sent to the federal, state, and local tax authorities. As you pay your taxes in a couple of months, you don’t want to be surprised by a specific tax. To avoid this, check your withholding amount by using the Tax Withholding Estimator on the IRS website.
Achieving financial security and success doesn’t always have an easy answer. Our team at Capital Advisory Group is dedicated to helping you protect your wealth, and while doing so, you may have the following questions: • What are the rules when investing in cryptocurrency? • Should I retire during a high inflationary period? • Which form of investing is best for me — active or passive? • What do I need to know if I’m retiring this year? If you are curious about any of the above questions, please call Capital Advisory Group today at (636) 394-5524! Have Questions? We Have Answers!
Ingredients What’s better than slow-roasted pork that’s caramelized on the outside and tender on the inside? Nothing! Enjoy this sweet and savory meal on cold winter nights. BEST PORK ROAST • 4 lbs pork shoulder/butt • Salt and pepper, to taste • 7 tbsp unsalted butter • 1/2 cup brown sugar • 1/4 cup cider vinegar • 4 garlic cloves, minced • 1/4 tsp salt • 1/4 tsp pepper
Directions
1. Preheat the oven to 320 F. 2. Season pork with salt and pepper and set aside. 3. In a saucepan over medium heat, add butter, sugar, vinegar, garlic, salt, and pepper. Stir to combine ingredients and wait for the sugar to melt completely. Remove from heat. 4. Line roasting pan with foil and then parchment paper. Place pork on top of the parchment. Pour half of the sauce over the pork, cover with foil, and bake for 1 hour and 15 minutes. 5. Remove from oven, remove foil, and flip pork onto the other side. Spoon the rest of the sauce
over the pork, and cook uncovered for 20 minutes or until the pork is golden brown.
3
(636) 394-5524
Inspired by RecipeTinEats.com
119 Old State Rd. Ellisville, MO 63021 CapitalAdvisoryGrp.com
PRST STD US POSTAGE PAID BOISE, ID PERMIT 411
ISSUE INSIDE THIS
page 1
Keep This in Mind When Creating
Your Resolutions
page 2
Best Christmas Tree Attractions to
Visit this Holiday Season
page 2
This Game Combines Tag and Parkour
page 3
4 Ways to Improve Your Finances
page 3
Best Pork Roast
page 4
Look at Christmas Lights This Month!
3 PLACES TO VIEW CHRISTMAS LIGHTS Walking Through a Winter Wonderland
Winter Wonderland at Tilles Park Nov. 18–Dec. 30 9551 Litzsinger Rd. WinterWonderlandSTL.com Join Tilles Park as it celebrates the holiday season with over 1 million Christmas lights. This is the park’s 37th annual Winter Wonderland, and it’s quickly become a family favorite over the years. You have three ways to enjoy the starry lights. You can take a stroll and walk through the festivities with your family and dogs, schedule a carriage ride through the park, or drive your car across the winter wonderland. If you get cold while looking at the lights, stop and grab a hot chocolate and other delicious treats to keep you warm!
It’s the most wonderful time of the year, and there’s no better way to get into the holiday spirit than looking at Christmas lights! Here are three of our favorite places you can visit this month to witness the magic and beauty of Christmas.
Santa’s Magical Kingdom Nov. 18–Jan. 8 5300 Fox Creek Rd. SantasMagicalKingdom.com
Candy Cane Lane Dec. 1–31 6579 Murdoch Ave. Facebook.com/Pages/St-Louis-Hills-Candy-Cane- Lane/132348400212139 Some homeowners love to go all out during Christmas with the lights, and Candy Cane Lane is a perfect example! All the houses in the neighborhood are decked out for the holidays, creating a fantastic view for everyone passing by. Families all over the state visit Candy Cane Lane each year to witness the festivities in person. Check the Facebook page for updates and share some of your pictures during your visit.
Santa’s Magical Kingdom is your go-to spot for all things Christmas. You and your family can take a picture with Santa Claus, visit Kringle’s Store, ride on the Santa Express, and explore the rest of the kingdom and its 35 acres. With more than 4 million shimmering lights, you will feel like you were swooped into a beautiful, whimsical world. All your childhood Christmas fantasies will be brought to life in Santa’s Magical Kingdom.
4
Securities offered through Kestra Investment Services, LLC, (Kestra IS), member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC, (Kestra AS) an affiliate of Kestra IS. Capital Advisory Group, Inc. is not affiliated with Kestra IS or Kestra AS. Neither Kestra IS or Kestra AS provide legal or tax advice and are not certified public accounting firms. KestraFinancial.com/disclosures
Page 1 Page 2 Page 3 Page 4Made with FlippingBook Ebook Creator