Wolf Retirement Navigation April 2019



4230 Pablo Professional Court Ste. 101 Jacksonville, FL 32224

4711 US Highway 17, Suite C-5 Fleming Island, FL 32003

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April 2019

Ups and Downs Celebrating Life with My Daughter

A pril can be a busy month for me. First, as a retirement planner, I have to be thinking about Tax Filing Day. As a reminder, the last day to file your tax returns without an extension this year is Monday, April 15, 2019. If you haven’t filed yet, be sure to complete your return as soon as possible. In addition to Tax Filing Day, I have something more fun to look forward to: my daughter’s birthday! We’re celebrating Isabella’s 6th birthday this month, and I’m amazed at how fast time flies. I swear she was still sleeping in a crib just last year. Now she’s finishing kindergarten! She’s a happy kid with a big heart. Isabella loves school, her family, and our family trips to Disney World. Sometimes I think she loves that last one the most.

adventurous, which means she wants to go on all the thrill rides. “

about going again! I had to tell her I wasn’t ready for that just yet. Riding the Tower of Terror always makes me think about what it would be like to go on a theme park ride based on the stock market. It’s exciting, but all the while, you have a looming sense of dread. You’re always waiting for that drop, and when it comes, it comes fast. However, unlike a theme park ride where you know you’ll get a souvenir picture at the end, the volatile stock market offers no such guarantees. During tax season, people are paying a lot more attention to their money and to what the stock market is doing. If you haven’t looked at your plan recently, now is the time to do so. Life still changes, even if it doesn’t as much when we’re adults. My job is to help clients plan and review their portfolios, make sure they make those changes to reflect their current goals, and to help them prepare for whatever ups and downs the market may bring. When you have a strong retirement plan, you can stop worrying about what the stock market is doing and focus on the important things in life — like going to Disney World with your family. -Adam Wolf, CPA, CFP ® Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any comments regarding safe and secure investments, and guaranteed income streams, refer only to fixed insurance products. They do not refer in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors.

Isabella is incredibly

thrill rides. Fortunately, thanks to my side of the family, Isabella is also pretty tall for her age. One of the last times we were at Disney World, she wanted to go on the Tower of Terror. We put her ponytail up at the top of her head and put on her thickest-soled shoes; when the ride attendant measured her, she just barely passed the height requirement. If you’ve never ridden the Tower of Terror before, then you should know it’s one of the most terrifying rides at Disney World. Inspired by “The Twilight Zone,” this is a drop ride that puts you inside an old elevator, lifts you high up above the park, and drops you 13 stories. This thrill ride really earns its name. Since this was the first time Isabella had ever ridden the Tower of Terror, I was worried the first drop would be too scary for her. But we were barely off the ride and walking through the gift shop when she started talking professional before making any investment decision. This information is designed to provide general information on the subjects covered; it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Wolf Retirement Navigation LLC and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.

Isabella is incredibly adventurous, which means she wants to go on all the

Investment Advisory Services offered through Retirement Wealth Advisors (RWA), a Registered Investment Advisor. Wolf Retirement Navigation LLC and RWA are not affiliated. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial

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