Please note, the following chart presents only the highlights of your medical plan. More detailed information can be found in the Summary Plan Description.
Key Features
In-Network
Out-of-Network
$1,000Just You
No Coverage Just You
Deductible per Calendar Year
$2,000You + Family
No Coverage You + Family
$4,000Just You
Just You
No Coverage
Out-of-Pocket Maximum per Calendar Year
$8,000You + Family
You + Family
No Coverage
Coinsurance
80%
No Coverage
Physician Services
Annual Preventive Care Visit
100%, deductible waived
No Coverage
Physician Office Visit
$15 Copay, deductible waived
No Coverage
Specialist Office Visit
$30 Copay, deductible waived
No Coverage
Physical & Occupational Therapy - maximum visits per year: 60 Speech Therapy - maximum visits per year: 60 Chiropractic Therapy - maximum visits per year: 60
$30 Copay, deductible waived
No Coverage
$30 Copay, deductible waived
No Coverage
$30 Copay, deductible waived
No Coverage
X-Rays / Lab Diagnostics
80%
No Coverage
Complex Imaging (MRI, PET, and CT scans)
80%
No Coverage
Urgent Care
$30 Copay, deductible waived
No Coverage
Hospital Services
80%
No Coverage
Emergency Room Services
$200 Copay, deductible waived Paid Same as in-network
Prescription Drug Services (Administered through CVS/Caremark)
Non-Preferred Brand
Generic
Brand
30-day supply
$15 Copay
$25 Copay
$75 Copay
90-day supply
$37.50 Copay
$62.50 Copay
$187.50 Copay
Lifetime Maximum
Unlimited
*Please note - Allied is your plan administrator. Cigna is your medical provider network. Physicians should confirm benefits & eligibility with Allied (instructions on your ID card).
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2023 Benefits Guide
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