You can change your benefit elections outside of Open Enrollment only if you have a Qualified Life Event, which include:
1. Birth or adoption of a child
2. Marriage, divorce, or legal separation
3. You or your dependent turning 26 and losing coverage
4. Change in employment status for you or your spouse that results in a gain or loss of benefits.
If you have a Qualified Life Event and want to make benefit changes during the year, you must submit appropriate notification within 30 days of the qualified event.
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2023 Benefits Guide
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