Most property managers and owners don't have the time or background to navigate the complexities of an insurance claim settlement. Working with a public adjuster means you have an advocate in your corner fighting for your best interests. Learn more about Gavnat and Associates, and how we can help, in our online brochure.
Public insurance adjusters for commercial property owners and homeowner associations
Get the Settlement You Deserve
Who We Are States We Serve
More than 99% of property damage claims are resolved without policyholder representation. Most policyholders assume their insurance company adjuster is working on their behalf—and that just isn’t the reality. If you experience a catastrophic event due to a storm, fire, water damage, natural disaster, vandalism or other adverse event, Gavnat is the advocate you need to get the property damage settlement you deserve. Our state licensed and certified adjusters assess damage to buildings, estimate renovation costs, and work with your insurance company to expedite the claim settlement process.
Why it’s important to hire a Public Adjuster
Insurance company adjusters represent their own interests and underpaying claims is one way they profit. Often, the claims process is also lengthy, delayed and coverage can even be denied. Hiring a public adjuster means you have an advocate in your corner fighting for your best interests. Working for you, not the insurance company. Most commercial property owners and association property managers don’t have the time or knowledge to navigate the intricacies of insur- ance coverage and settlement. And when you don’t have a public adjuster working on your behalf, chances are tremendously high that your settlement will be lower than what you deserve.
Headquarters Minneapolis, Minnesota Year Founded 2010 Experience Licensed public adjusters and experienced team members with thousands of clients served Our Clients Property insurance policyholders who are commercial or industrial property owners, business owners, farmers, and condominium and townhouse associations (HOAs)
What does it cost? Gavnat charges a small, fixed fee that’s a percentage of your settlement payable only after you’re reimbursed by your insurance company. In most cases, it’s 10% of the total settlement.
Our Services From Start to Finish and Anywhere In Between
Insurance Adjusting Ideally, we work with you on your claim from start to finish, but we know that’s not always how it goes. It’s never too late to contact us, even if you already received a settlement. Gavnat works on your behalf to: Assess your loss File your claim Evaluate your insurance policy Prepare a claim report Negotiate your settlement Help maximize your settlement Business Interruption Claims If you’re a business that experiences a loss impacting your ability to operate and earn revenue, you need an experienced public adjuster to manage the complexities of this type of claim. Coverage generally pays for loss of production and revenue during the period of time it takes to repair or replace physical damage to your business. We work with you to define and calculate loss by reviewing your financial data to estimate what your business would have earned had a loss not occurred. Gavnat’s expertise quickly navigates claim complexities so you can get back lost revenue, continue payroll and make a strong recovery.
Expert Services Insurance Appraisals Gavnat helps policyholders dispute a settlement via an appraisal or mediation process and come to an agreement with the insurance company. We help you understand your options, choose a course of action and get the settlement you’re entitled to. Expert Testimony If you have a claim that goes into litigation, Gavnat public adjusters can assist your legal counsel or testify as expert witnesses in court. Our team can provide the clarity you need to effectively state your case and recover an appropriate settlement.
Types of Properties We work with commercial property owners, business owners and HOA property managers on claims for a variety of structures and operations. They include: Office buildings Apartment buildings Townhouses and condominiums Manufacturing plants and warehouse operations Farms and ranches Health care facilities Types of Claims We have deep experience helping policyholders with a wide range of property damage claims including: Fire, smoke and lightning damage
Storm, wind and hail damage Water, ice and snow damage Business interruption Many others including roof leaks, crop damage, theft and vandalism and worker’s compensation
Client Success Stories
Over $3 Million More for Townhome Association
When a townhome association in Twin Cities suburb, Brooklyn Park, MN, had hailstorm damage to several buildings, the original settlement came in at $1,300,000 . They brought us in to work with their insurance provider and we boosted their settlement to $4,422,191—a $3 million+ increase.
From $43,000 to More Than $1 Million
A commercial warehouse in Hopkins, Minnesota experienced damage to a significant portion of their facility. The owners were initially offered a settlement of $43,000 . They brought us and we came to an agreement with the insurance company to pay more than $1,074,000 .
270% Settlement Increase for Apartment Complex
A hailstorm damaged a large portion of an apartment complex roof in Inver Grove Heights, MN. The initial settlement offer from the insurance company was $386,271 . We worked with the owner and our assessment determined that the damage was far more extensive. We worked with the insurance company directly to reach a settlement of $1,444,000 .
$478,000 Settlement Increase A family owned and operated hog farm in Panora, Iowa suffered significant windstorm damage to buildings on their property. Their insurance company initially offered a $7,100 settlement. After our adjusters got involved, we negotiated an eye-popping increase to nearly $485,000 .
Gavnat Headquarters 9300 Hennepin Town Road Suite 100 Eden Prairie, MN 55347 763.251.8992
Contact Us Now for a Free Consultation Whether you already submitted a claim, were previously denied, or have yet to file, schedule a free consultation now to learn how having a professional in your corner can make a big dollar difference.
info@gavnat.com www.gavnat.com
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