Gavnat Overview Brochure - HOAs & Property Managers/Owners

What does it cost? Gavnat charges a small, fixed fee that’s a percentage of your settlement payable only after you’re reimbursed by your insurance company. In most cases, it’s 10% of the total settlement.

Our Services From Start to Finish and Anywhere In Between

Insurance Adjusting Ideally, we work with you on your claim from start to finish, but we know that’s not always how it goes. It’s never too late to contact us, even if you already received a settlement. Gavnat works on your behalf to: Assess your loss File your claim Evaluate your insurance policy Prepare a claim report Negotiate your settlement Help maximize your settlement Business Interruption Claims If you’re a business that experiences a loss impacting your ability to operate and earn revenue, you need an experienced public adjuster to manage the complexities of this type of claim. Coverage generally pays for loss of production and revenue during the period of time it takes to repair or replace physical damage to your business. We work with you to define and calculate loss by reviewing your financial data to estimate what your business would have earned had a loss not occurred. Gavnat’s expertise quickly navigates claim complexities so you can get back lost revenue, continue payroll and make a strong recovery.

Expert Services Insurance Appraisals Gavnat helps policyholders dispute a settlement via an appraisal or mediation process and come to an agreement with the insurance company. We help you understand your options, choose a course of action and get the settlement you’re entitled to. Expert Testimony If you have a claim that goes into litigation, Gavnat public adjusters can assist your legal counsel or testify as expert witnesses in court. Our team can provide the clarity you need to effectively state your case and recover an appropriate settlement.

Types of Properties We work with commercial property owners, business owners and HOA property managers on claims for a variety of structures and operations. They include: Office buildings Apartment buildings Townhouses and condominiums Manufacturing plants and warehouse operations Farms and ranches Health care facilities Types of Claims We have deep experience helping policyholders with a wide range of property damage claims including: Fire, smoke and lightning damage

Storm, wind and hail damage Water, ice and snow damage Business interruption Many others including roof leaks, crop damage, theft and vandalism and worker’s compensation

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