APTUS CONNECTIONS ISSUE 15 - FUTURE FOCUS

CHRISTMAS MONEY SAVING HACKS

Sign up to cash back apps Did you know that you can get £100s in cash back from many online retailers? Sign up at Topcashback.co.uk or Quidco.com and shop thousands of brands selling everything from the latest gadgets, clothing and beauty products to your weekly groceries. Cashback amounts vary but can be anything up to 15%. Quidco members reportedly earn on average £280 each per year. For more info on the top cash back sites and how to shop safely check out this guide at Money Saving Expert . Regifting Regifting has brushed off its bad rap and is becoming cool as people search for new ways to shop sustainably. There are some ground rules though! Items should be new and unused, and it should be a present you would want to buy for the recipient if you didn’t already have it. Unopened toiletries and perfumes, new-with-tags on clothing and that fourth air fryer from your wedding are all perfectly acceptable. For regifting etiquette visit this link . As Christmas approaches, people might be having mixed feelings about the season of goodwill in the midst of a cost-of-living crisis. Reports show we spend nearly a third more in December, which can plunge many into debt by January. We hope these hacks can help you to make savings, and maybe even earn some cash this festive season.

Buy second hand Much like regifting, buying second hand has gained in popularity. Vinted, Facebook Marketplace and eBay for Charity are good places to start. In the run-up to Christmas look out for brand new gift sets, toiletries, and candles appearing on shelves too, as people start to donate last year’s unused Christmas presents to charity. You can unearth some hidden treasures shopping this way and you also get to support a charity at Christmas. For more inspiration visit https://happiful.com/the-ultimate-guide-to- charity-shopping . Cut delivery costs If you’re posting presents plan ahead to make sure you find the cheapest delivery options. Royal Mail has announced its last recommended posting dates for UK and International Delivery but is not always the cheapest option. Paying for postage online can reduce costs and there are also options for having goods collected from your home or workplace. You can find more support, and even write a letter to Santa at www.postoffice.co.uk/christmas . It’s also worth checking different delivery and courier firms at comparison sites like parcelmonkey.co.uk or parcel2go.com to find the cheapest option.

10 APTUS CONNECTIONS // ISSUE 15

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