Do I Really Need a Personal Injury Lawyer?
keep coming in the mail. This is all without mentioning that the damage to your car still hasn’t been repaired. Now, also imagine that you’ve been speaking to your auto insurance carrier and the auto insurance adjuster for the driver who caused your pain. But as more issues arise, it seems like fewer and fewer people want to help. They want you to sign documents. They want you to give a recorded statement. Somehow, every time you talk to them, they make you feel like you have done something wrong. This wasn’t your fault, so why are you made to suffer? It’s not like you’re trying to get rich from this car crash. You just want the insurance company to do what’s right. You want them to pay for your medical bills and your damaged car so you can get back to your life. Then you get a check for $1,500 in the mail with the words“pain and suffering”written in the memo section. Should you cash the check? You could really use the money. This is when you should call a personal injury attorney. In fact, the sooner you contact a qualified attorney following an injury, the better. We’ll tell you not to cash the check and not to sign anything until we have reviewed it. If we take the case, we’ll gather everything needed to develop the case, like medical bills and records, accident reports, photographs, and other materials. We also know how to talk to insurance representatives to get them
We receive hundreds of calls each year from folks who have suffered injuries from auto crashes, falls in public places, medical errors, product failures, and more. Each caller has a different story, but a majority of them have experienced debilitating injuries. Some can’t work, others can’t pay bills, and in the worst cases, they have suffered damage that will affect them for the rest of their lives. But no matter what, one important question they all ask is this: Do I need a personal injury attorney? In our experience, the answer is almost always yes. in your car when suddenly, you’re hit from behind by a driver who was texting. He slams into the back of your car hard enough to send you to the hospital by ambulance, even though your injuries aren’t life-threatening. The doctors check you out, you seem to be okay, and they discharge you with instructions to rest. But the next morning, you wake up and your neck is in so much pain that you can hardly move your head. You have to call out of work. Your boss isn’t happy, but he gives you a couple days to recover. That’s when things start to snowball. Your neck injury radiates to other parts of your body. You feel pain and numbness in your extremities, and to fix the problem, you pay for CT scans and pain medication prescriptions. While you’re fighting to recover, you’re still unable to work, and medical bills I’d like to paint a picture for you, one that we unfortunately see all too often: Imagine you’re
to take the case seriously. In our experience, our involvement in a personal injury case will increase the value of the case by 2–3 times (and many times much, much more) than what an insurance company will offer someone representing themselves. We know how to show the insurance company what they potentially stand to lose if they don’t treat you fairly. That’s often a hard message to send when you’re trying to do it on your own. In addition, insurance companies know our reputation, so they take our clients’cases seriously. We can also keep bill collectors at bay while your case progresses. Our firm does not charge a fee for a consultation, so please don’t hesitate to reach out. Let your friends and family know we are here to answer questions and help if the need arises. We hope you don’t need us anytime soon, but if you do, we’ll be here. We’ll tell you if we think we can help or if we might not be the best fit. That’s our promise to you. So, don’t go it alone.
REFERRALS WELCOME We thank you so much for referring clients to us over the years. We are grateful that you have trusted us with taking care of those who need our services. For any referrals, please contact us at 423-928-0165 or fill out our online contact form at HaynesLawyers.com.
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RETIRE IN STYLE 3 PLACES TO RETIRE INTERNATIONALLY
all of those funds to health care and education, Costa Rica is often referred to as the “Switzerland of Central America.” Known for its stable democracy, safety, and socialized health care that’s only available once you’ve obtained residency, Costa Rica also offers climates for just about everybody — from the lush jungles of the south to the hot, dry beaches of Guanacaste in the northwest. Expect to find large communities of expats to help you acclimate. MEXICO The first things that come to mind for most people when you mention Mexico are margaritas and beach umbrellas, but this country offers a lot more than that. For starters, Mexico features an enticingly low cost of living. International Living estimates a couple could live in Mexico on anywhere from $1,500–$3,000 per month, depending on location, including health care expenses. Once you’ve obtained residency status, you can sign up for national health care plans that offer full coverage for just a few hundred dollars annually.
Even if you’ve always planned for a comfortable retirement in the United States, choosing to live internationally could be a smart alternative to improve your standard of living in retirement. International Living Magazine’s Retirement Index has tracked objective retirement metrics — like the cost of living, democratic stability, and health care — for the last 40 years. They also take into account reports of correspondents actively living abroad. Here are some of their top picks for international retirement destinations. PANAMA Panama ranks No. 2 in International Living Magazine’s list of best places to retire internationally. With its tropical climate, proximity to the United States, excellent health care, and low tax burden, it’s easy to see why. In Panama City, you can expect to pay at least $2,600 a month in living expenses, but housing costs are substantially lower outside of major metropolitan markets. Panama also offers excellent discounts, up to 25% off of things like airline tickets, hotels, and energy costs through its Pensionado program. COSTA RICA If it’s a textbook paradise you’re looking for, look no further than Costa Rica. Thanks to a 1948 decision to abolish their military and direct
THE FIGHT OF THE CENTURY How a Battle of Boxers Captivated the World
Frazier earned two championship belts through major knockout fights. But when Ali settled his court case and came to reclaim his title, Frazier wasn’t ready to give it up easily. Ringside seats for the fight sold for today’s equivalent of over $1,000. Millions watched the broadcast in over 50 countries around the world, and Madison Square Garden sold out to a crowd of 20,455 spectators. The fighters possessed polar opposite tactics, backgrounds, and social impacts, but when it came to skill, they were evenly matched. The fight captivated the nation. As Sports Illustrated put it at the time, “The thrust of this fight on the public consciousness is incalculable. It has been a ceaseless whir that seems to have grown in decibel with each new soliloquy by Ali, with each dead calm promise by Frazier.” The fight exceeded all expectations with a fully engrossing 15 rounds. For the first quarter of the match, it seemed Ali would best his opponent, but Frazier came back with fury. Even though Ali continued to rise to his feet round after round, Frazier emerged victorious by the slimmest of margins, dealing Ali his first professional loss ever. The landmark event highlighted an unforgettable night of skillful prowess like the world had never seen. Even though the title fight was only the beginning of the rivalry between the two boxers, the matchup rightfully took its place as one of the greatest fights in the history of the sport.
On March 8, 1971, all eyes were on the world of boxing as people watched what would become known as “The Fight of the Century.” It was one of the most anticipated matchups the sport had ever arranged: Current heavyweight champion Joe Frazier and former heavyweight champion Muhammad Ali were finally facing off, the first time two undefeated boxers would fight each other for the heavyweight title. Spectators were hungry for a battle. Both fighters held rightful claims to the title of world heavyweight champion. Ali won it in 1964 and successfully defended it for several years, but he was stripped of the title during a legal battle over his induction into the U.S. armed forces. In his absence from the sport,
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TAKE A BREAK
One of the greatest things about March Madness is that you don’t have to be a huge college basketball fan to get in on the fun. Kids of all ages can fill out brackets — or have a parent fill one out for them — and watch their picks duke it out on the court. While healthy competition among family members WHOSE PICKS WILL GO ALL THE WAY? March Madness Fun for the Whole Family
can be fun all on its own, check out the following tips if you’re looking to go the extra mile and reap as much fun from March Madness as you can.
TURN EACH GAME INTO AN EVENT. Not every kid may like watching basketball, but if they fill out a bracket, then they might gain at least a passing interest in who will win each game. To elevate their interest, turn
PESTO CHICKEN WITH BLISTERED TOMATOES
each March Madness matchup into a little party. It doesn’t have to be fancy; make fun snacks to eat while you watch or bet pieces of candy on who will have the most points to create great family bonding opportunities.
Brighten up after a cold, dark winter with this fresh and flavorful springtime dish.
• • • • • •
2 tbsp Parmesan cheese
2 1/2 tbsp olive oil, divided 4 boneless and skinless chicken breasts, pounded to a 1-inch thickness Salt and pepper to taste 1/4 cup whole-wheat panko
1 tbsp unsalted butter, melted 6 tbsp spinach pesto 2 cups cherry tomatoes 1 garlic clove, thinly sliced 1 tsp red wine vinegar
REWARD THE WINNERS WITH PRIZES. Offer prizes to each round winner as well as the overall bracket winner to get the whole family involved. Small prize ideas for each round can include a homemade dinner of the winner’s choice, a week’s supply of their favorite snack, or a coupon for getting out of a chore. Whoever wins the whole tournament (or makes it the furthest with their bracket) deserves a bigger reward. Offer them the chance to see a movie of their choice in theaters or to eat a meal at their favorite restaurant. CREATE A LEARNING OPPORTUNITY. Learning math or geography might not sound like your child’s idea of fun, but it can be when they learn it through the lens of March Madness. See if your kids would be interested in understanding the inner workings of the ranking system or studying where some of the qualifying colleges are located on a map of the United States. They may find it so interesting that they don’t even realize they’re learning valuable skills.
1. In a large ovenproof skillet over medium-high heat, add 1 tbsp olive oil. 2. Season chicken with salt and pepper, and add it to pan. Cook chicken for 5 minutes on each side, then remove pan from heat. 3. In a bowl, combine panko, Parmesan cheese, and butter. 4. Spread pesto over chicken and top with panko mixture. 5. Broil chicken for 2 minutes on high heat until browned. 6. In a skillet, heat remaining oil over medium-high heat. 7. Add tomatoes and cook for 6 minutes. 8. Add garlic and cook for 30 seconds, stirring constantly. 9. Season tomato mixture with salt and pepper and add red wine vinegar. 10. Serve tomatoes with broiled chicken.
Inspired by CookingLight.com
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INSIDE THIS ISSUE
Don’t Cash That Insurance Check Yet!
Retire in Style Boxing’s Greatest Battle
Pesto Chicken With Blistered Tomatoes March Madness Fun for the Whole Family
New York City’s Chaotic Annual Tradition
SMASHED MIRRORS, MAIMED SOFAS, AND MISSING BED-SCREWS THE DAY EVERYONE IN NEW YORK CITY MOVED
explanation, however, is the May 1 move commemorated the day Dutch colonizers “moved” to Manhattan in the first place. The Moving Day tradition began vanishing in the early 20th century because many cartmen and housing builders were drafted during WorldWar I, leaving fewer movers and less available housing. Additionally, the construction of the New York City subway gave other tenants rapid access to more housing options outside Manhattan. Finally, after many cartmen were again drafted in WWII, the tradition officially ended in 1945.
and frontiersman Davy Crockett called it an “awful calamity”when he discovered the event in 1834. Still, some people loved Moving Day. Long Island farmers took their carts into the city on May 1 and charged as much as a week’s wages to move desperate tenants’ belongings to their new homes, which was a tidy sum in those days. Children were also fond of Moving Day because they got the day off school to help their families navigate the tumultuous time. A few prominent theories have emerged about the origins of this tradition. Some posit that May 1 coincided with the English celebration of May Day. Others say it morphed out of an event where servants would look for new employers. The most well-known
Moving is the worst. The costs of hiring a moving company and the sheer amount of time it takes to physically move everything make the whole affair an aggravating mess. And if you thought moving just one house on your street was terrible, imagine the chaos that would ensue if everyone in your whole city moved on the same day. That’s exactly what happened in New York City for nearly two centuries. FromColonial times until the end ofWorldWar II, May 1 was Moving Day in NewYork. On that day, every lease in the city ended, and pandemonium reigned in the streets as everyone scurried to their new homes. Eyewitness accounts of Moving Day describe the tradition as sheer mayhem. An English writer said Moving Day looked like“a population flying from the plague,”
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