OUTWIT EXPENSES ON ONE INCOME SAVE MORE WITHOUT EARNING MORE
If you're rocking a one-income lifestyle, you know every penny has a part to play. The good news? With a few smart strategies and some creative hustle, you can stretch your dollars and live abundantly with what you’ve got.
while you're at it! A little tidying can go a long way toward a cleaner home and a fatter wallet. Be a savvy shopper. Loyalty is great … except when it costs you. Revisit your utility bills, internet plan, insurance, and other regular expenses. A few phone calls can lead to serious savings, and hey, who doesn’t love a good deal? Try a no-spend weekend. Want to hit the reset button on your spending habits? Challenge yourself to a no-spend weekend. No takeout, no spur-of-the-moment Target trips, no extras. It’s eye-opening to discover how resourceful you can be when you give your wallet a break. If you feel extra motivated, try a no- spend week and watch your wallet rejoice. Home hacks that save. A few clever tweaks can quietly cut costs and make your home more efficient. Start with
your water heater; most are set far higher than necessary. Dropping the temperature can reduce energy use, lower your bill, and help prevent scalding accidents, especially if you have kids. Laundry is another area where tiny changes add up. Tossing a clean, dry towel into a wet load can help soak up moisture and reduce drying time, while wool dryer balls cut energy use and replace costly dryer sheets. Divide and conquer big bills. Big monthly expenses got you stressed? Try the half-payment method: Divide larger bills into smaller chunks and save up with every paycheck. It’s way less painful than facing one massive payment all at once. Living on one income doesn’t mean living without comfort. It means getting clever, and everyone can be up for the challenge.
Get cozy with your budget. Think of your budget like a team; every cent is a player. If one’s just standing around doing nothing (we’re looking at you, random subscription services), it’s time to cut them from the roster. Start tracking where your money goes, even the tiny stuff. Those impulse coffee runs and late- night Amazon scrolls add up more than you think! Declutter and cash in. Do you have duplicate pantry items, forgotten batteries, and a mystery Tupperware you keep buying duplicates of? It's time to take control. Clean out, organize, and sell what you don’t need
Stars Who Channeled Fame Into Fundraising As many past articles in this newsletter have shown, celebrities don't always make the best decisions with their money. However, there are an equal number of instances in which they use their MUSIC WITH A MISSION
When Pop Fought Poverty In July 1985, Wembley Stadium in London and JFK Stadium in Philadelphia simultaneously hosted Live Aid, a global music event created to raise funds to end poverty in Africa. Spearheaded by Irish musician Bob Geldof, Live Aid boasted performances by nearly 80 musical acts, including Queen, Bob Dylan, Tina Turner, Elton John, David Bowie, and the reunited Led Zeppelin. The concerts were broadcast to over 1 billion people in 150 countries through satellite technology, raising over $100 million for famine relief. A Fix for Struggling Farmers While at JFK Stadium for the Live Aid festivities, Bob Dylan expressed an interest in organizing a similar concert to support American farmers facing financial hardships nationwide. His comment caught the attention of Willie Nelson, who immediately set the concept into motion with help from fellow artists Neil Young and John Mellencamp. Two months later, the first-ever Farm Aid concert was held in Champaign, Illinois, attracting over 75,000 concertgoers and featuring performances by Nelson, Dylan, Johnny Cash, June Carter, and more. Ultimately, Dylan's initial idea resulted in $7 million being raised for farmers and their families in a single day.
star power to improve our world. Here are three special music events that brought hope and
much-needed help to millions. Songs to Support Children
Mere days before his untimely passing on July 22 at 76, singer Ozzy Osbourne staged a special “farewell” concert at an arena in Birmingham, England. The July 5 event, which included performances from some of the biggest names in hard rock and heavy metal, sold more than 40,000 tickets, some of which cost around $1,000! Additionally, more than 5 million people worldwide paid $29.99 to view a livestream of the event. That equals a lot of money earned from a single rock concert, but the most impressive thing about the show was that every dime was raised for charity. The concert raised over $190 million — a sum that will be divided among Cure Parkinson’s (Osbourne himself had the disease), the Birmingham Children’s Hospital, and the Acorns Children’s Hospice.
2 ∙ Roberts.cpa
Published by Newsletter Pro • NewsletterPro.com
Made with FlippingBook Ebook Creator