Roberts CPA Group - September 2025

Inspired by AllRecipes.com

Close out the season with the ultimate late summer sip — refreshing, light, and effortlessly elegant. With its perfect balance of bitter Aperol, crisp Prosecco, and a splash of club soda, this classic Italian cocktail is as easy to make as it is to enjoy. 3:2:1 Aperol Spritz

Seasonal Spending Smarts With only four months left in 2025, it won’t be long before the next round of holidays arrives. Of course, the festivities to come are often followed by feelings of vertigo when the bills for all the unexpected expenses we incurred arrive in January. Here are three tips to help you plan — and trim the surprising drains on your budget — before the holiday gifts, parties, and travels put your money to the test. It’s time to shrink the 'small' stuff. When it comes to restructuring your budget for the holidays, there’s no such thing as a “small” expense. All those seemingly minor recurring fees you agreed to and promptly forgot about add up over time and can prevent you from having the money for larger and more essential expenses later in the year. If you bought a gym membership last January, but stopped going by March, now’s the time to cancel it to save a few dollars each month. The same goes for the streaming service you subscribe to just to watch a particular movie or two that you haven't watched in months. If you trim these unnecessary costs now, there’s a strong chance those savings could cover that plane ticket you must purchase before Christmas. September is a budgeter’s dream. A lot happens this time of year. We have Labor Day, back-to-school time, and the switch from summer to fall. You know what else we have? Sales ! These events typically have retailers slashing prices to make way for holiday stock, giving you a prime opportunity to buy gifts on sale that will inevitably jump in cost as fall transitions to winter. Shopping earlier will help save your bank account and sanity, as picking up items in September means you won’t have to race around on Christmas Eve to find things to put under the tree. Fly high with lower debt. If you plan to travel by plane over the holidays, booking your flight sooner rather than later can potentially save you hundreds in airfare. Set your travel arrangement deadline for September or October at the latest, as airline tickets tend to skyrocket during the last two months of the year. Lighten Loads Before Lights Go Up

• 4 ice cubes (or more as desired) • 3 oz Prosecco INGREDIENTS

• 2 oz Aperol (or other bitter orange aperitif)

• 1 oz club soda • 1 orange slice

DIRECTIONS

1. Fill a wine glass with ice cubes, then pour in Prosecco. 2. Add Aperol to the glass, then top with club soda. (For a sweeter sip, substitute San Pellegrino orange soda for the club soda) 3. Finish by garnishing with an orange slice and enjoy!

SUDOKU

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