TABLE OF CONTENTS
Introduction
4 6 8
Overview of Benefits Programs
Medical Benefits Telemedicine Dental Benefits Vision Benefits
17 19 21 23 24 27 28 29 30 34 35 36 37 38 39 47 67 68
Employee Contributions
Life + AD&D
Voluntary Life Insurance
Gender Affirmation
Pet Benefit & Commonbond
Disability Coverage
Flexible Spending Account (FSA)
Commuter Benefit
Employee Assistance Program
Value of Pre-Tax Benefits
403(b)
Enrollment Information
Legal Notices Contact Page Notes Page
2
TABLE OF CONTENTS I
Callen Lorde BENEFITS GUIDE
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