PAID FAMILY LEAVE & NEW YORK STATE DBL
SUMMARY OF COVERAGE
New York State Short-Term Disability Benefits In order to be eligible for short-term disability benefits, you must have become injured or ill while not at work but must be employed, or recently employed, at the time of illness or injury. (Those who are injured on the job are covered under a different set of rules.) Additionally, pregnancy is covered under short-term disability. The Employees Who Are Covered by Disability Include: An individual who is working or has recently worked (and is collecting unemployment) at least four consecutive weeks at a job that is considered to be owned by a “covered employer.”
Individuals who change from one covered employer to another covered employer. As long as your employment was continuous, coverage for short-term disability starts on your first day of work.
Domestic workers who work 40 hours or more for one employer. An example of this would be a nanny or personal assistant.
Individuals who are not employed by a covered employer but elect for voluntary coverage.
What Can I Expect to Receive in Benefits? Disability benefits will pay 50% of your average wages (calculated over the prior eight weeks) up to a maximum of $170 per week. Benefits will begin on your eight consecutive day out of work; the first seven days is an unpaid waiting period. You can receive benefits for a maximum of 26 weeks in a 52-week period. You will receive payment every two weeks. For pregnancy, women are covered for six weeks after a normal pregnancy and eight weeks after a Caesarian section (those these lengths may be extended if there are complications). Women filing for post-childbirth benefits receive the same payment as those filing for other disabilities.
Medical costs are not covered by disability insurance.
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Callen Lorde BENEFITS GUIDE
DISABILITY – LONG TERM I
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