Fall Family Fun
Decorate Your House With Your Own Creations!
The leaves are turning, the weather is changing, and the holidays are right around the corner, which means it’s time to bring out the fall decor! To make this season especially memorable for your family, create your own decorations with these fun ideas below. PINE CONE PAINTING Go on a family walk through the park to pick up a few fallen pine cones or take a quick trip to the store to buy a bag. Once everyone has their own hand- picked pine cone, grab a paintbrush and a few colors
unbroken leaves, then head back inside and get creative! You can pull out the construction paper and paint trees, using handprints and “arm prints” as the trunks and branches. Paint the leaves you found to spruce up your trees or use them as decorations on their own. You can also use them for leaf printing or leaf pressing. FUN FINGER FOOD When you’ve got multiple friends and family members coming over and you need snacks, edible decorations are
your kids to shape the treats like pumpkins before using a few pretzel sticks to make sturdy stems. THANKSGIVING CRAFTS Thanksgiving is only a month away, and your possibilities for holiday-themed crafts are endless with just a few supplies like paper, scissors, markers, and string. You can make turkey placemats, tissue paper trees, pumpkin garlands, paper pumpkins, or leaf mobiles to hang from the ceiling. Compile a list of ideas and have your kids pick out which craft they want to do first, then get to work together to create as many decorations as you want to display for Turkey Day. With these engaging craft ideas, the whole family will be eager to make their own decorations and show them off for months to come!
the way to go. You can get a little creative and make
and have at it! For extra flair, add some fixings like glitter, beads, sequins, string, and more. LEAF PAINTING Take a trip outside with the kids to pick out some large,
elaborate treats, or you can opt for delicious and easy-to-make finger foods with your kids. A good
starting treat for your family is a batch of pumpkin Rice Krispie Treats. Add orange food coloring to the mix and get
Leftover Candy Snack Mix Inspired by Food & Wine Magazine
Top 5 Things to Know About Modifying Your Student Loans
1. You must be in the process of filing Chapter 7, 11, 12, or 13 bankruptcy. Loan modification can only be considered if you are declaring bankruptcy. 2. Any loan repayment plan suggested or offered will work with your budget and with terms that are acceptable to lenders. Even though this program was devised to help out with loan payments, you will still need to make payments agreeable to both parties. In other words, you won’t get away without paying anything, but the payments should be easier to deal with. 3. It’s essential that you gather as many documents as you can prior to filing. Literally, anything you have that mentions your student loans should be collected and organized. You’ll want to show how much money you have paid, how much you have to pay, any repayment plans you’ve tried to negotiate, what your current income is, and many other details. 4. Creditors have a legal right to delay repayment terms. It’s too early to tell whether or not this will happen regularly, but creditors do have a right to request additional paperwork and extend the length of modifications. This is why it’s imperative you have all the necessary paperwork in order before you file. 5. You must demonstrate that you qualify for bankruptcy protection. This one may be difficult to do on your own because it means you have to know the bankruptcy process and be eligible to file.
Ingredients • 2 cups mini pretzels, coarsely broken
• 1/4 cup light brown sugar • 2 tbsp granulated sugar • 1/3 cup dry milk powder • 6 tbsp unsalted butter, melted • 12 oz mini candy bars, such as Snickers, chopped into 1/2-inch pieces Directions 1. Heat oven to 275 F. 2. In a large mixing bowl, fold together pretzels, sugars, milk powder, and butter. 3. Spread mixture on a baking sheet lined with parchment paper and bake for 20 minutes. 4. Let cool for at least 30 minutes and mix in candy bar pieces before serving.
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