1. Close any accounts you suspect have been misused or opened illegally. Contact the fraud departments for each of your creditors, including accounts that haven’t been affected. 2. Create a log of all the contacts you make regarding the theft. Write down each person’s name, title, phone number, and the date and time of the conversation in case you need to contact him or her again or refer to that conversation later. 3. Call the Federal Trade Commission’s (FTC) Identity Theft Hotline at 1-877-438-4338 or report online at www.ftc.gov/ idtheft. After you finish providing details of all the accounts that have been affected by fraud, print a copy. This copy is your Identity Theft Affidavit, which can be used to report the same information to different companies, such as the three major credit bureaus, as well as banks or creditors where fraudulent activity has taken place. 4. Contact one of the three national credit bureaus (Equifax, Experian and TransUnion) to place a fraud alert in your file, and request a free copy of your credit reports.
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