MedPay is a type of insurance available in New Mexico that covers your medical bills in the event of a car accident. It’s optional insurance that usually covers you, your family members, and any passengers in the car. Learning more about MedPay can help you decide if this coverage is right for you. MedPay’s main benefit is that it covers any car accident you are involved in — even if you cause the accident. It also provides coverage if you are hurt by a vehicle while walking, cycling, or using public transportation. In the event of a fatal accident, MedPay covers funeral expenses. Since fault is not a deciding factor, payouts can often happen faster than through other insurance policies. MedPay does not have any deductibles or copays. It works with health insurance and covers any deductibles, copays, or coinsurance you need to pay as part of your health care policy. Coverage often costs less than $10 per month, but MedPay coverage limits vary by policy and can be as low as $1,000. Before purchasing coverage, it’s important to understand the maximum payout you’ll receive in the event of an accident. There are other downsides beyond the often-low coverage limits. MedPay does not cover lost wages, property damage, nonmedical-related expenses like child care, or injuries caused to the drivers or passengers of other vehicles. It also does not cover assistance with tasks you can’t complete yourself due to injury. Still, it can be a vital resource to fill coverage gaps and pay for your or your family’s medical expenses. NEW MEXICO MEDPAY What You Need to Know
ECEIVE DAMAGES N AND SUFFERING?
AW WORKS IN NEW MEXICO
That said, juries must rely on the instructions they receive from the judge presiding over the case, and there is no set formula for calculating pain and suffering. It is up to the jury to estimate the seriousness of the mental or physical injury. New Mexico uses a “pure comparative fault” principle, which means your compensation is dependent on the percentage to which the defendant is deemed responsible for the injury. If the jury finds that the defendant is only 70% responsible, the plaintiff is only to receive 70% of the pain and suffering award. With so many factors to consider, you need an attorney to manage your pain and suffering case. Finding an attorney who has expertise in pain and suffering judgments in southern New Mexico can be difficult, but the personal injury attorneys at the Harmonson Law Firm are experienced and can provide you with the representation you need. Call us today to learn more through a free consultation.
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ONE-PAN APPLE CIDER CHICKEN INSPIRED BYWELLPLATED.COM
INGREDIENTS
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1 1/2 lbs boneless, skinless chicken thighs
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4 tsp olive oil, divided
3 sweet apples, cut into 1/2- inch slices 2 tsp fresh rosemary, chopped, plus more for garnish
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1 tsp salt, divided
1/2 tsp black pepper, divided
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1/2 cup apple cider 2 tsp Dijon mustard
DIRECTIONS
Like all paperwork dealing with car accidents, filing a MedPay claim can be confusing and stressful. An experienced personal injury lawyer can help in dealing with insurance companies and health care providers to get you the care you need quickly, even if you are at fault. Our team at Harmonson Law Firm will do our best to make sure you, your family, or anyone else in the car gets proper medical treatment after an accident. Contact us today at 915.584.8777 for a free consultation.
1. Sprinkle chicken with 1/2 tsp salt and 1/4 tsp pepper. Set aside. 2. In a small bowl, combine apple cider and mustard. Set aside.
3. In a large skillet over medium heat, warm 2 tsp olive oil. When shimmering, add chicken thighs top-side down. Cook for 4 minutes, then flip and cook for 4 more minutes. Transfer to a plate and cover with foil. Wipe the skillet clean. 4. Heat the remaining oil in the skillet, then add sliced apples, remaining salt and pepper, and rosemary. Cook for 5 minutes. 5. Return the chicken to the skillet and add apple cider-mustard mixture. Cook for 5 minutes, then serve sprinkled with rosemary!
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