Frontwave Briefing | First Quarter 2023

Briefing frontwavecu.com

First Quarter 2023

What’s better than free financial education? Getting it from the comfort of your couch! Register for one of our virtual workshops today at frontwavecu.com/workshops. Military Home Buying You serve your country proudly and we’re proud to serve you. Let us expertly walk you through the VA program and all that it offers home buyers in this free virtual workshop. We will give you tips and tricks to make your buying process as easy as possible. Upcoming Financial Workshops

Stay in Touch

We love connecting with our Members, sharing how we’re supporting our communities, and saying thank you for your Membership with special giveaways! Join our social media communities to get the latest on Frontwave news and happenings, financial education tips, chances to win great prizes, and more.

CONTACT US Express Line 800.829.7676 Member Solution Center 760.631.8700 or 800.736.4500 Mon-Fri: 7am – 6pm, Sat: 9am – 4pm Autoland 800.234.6999 Enterprise Car Sales 800.CAR.SALES GreenPath Financial Wellness 877.337.3399 Frontwave Investment Services 760.439.6960 Frontwave Insurance Services, LLC 844.788.0820 Express Line 800.829.7676 Member Solution Center 760.631.8700 or 800.736.4500 Mon-Fri: 7am – 6pm, Sat: 9am – 4pm Autoland 800.234.6999 Enterprise Car Sales 800.CAR.SALES GreenPath Financial Wellness 877.337.3399 Frontwave Investment Services 760.439.6960 Frontwave Insurance Services, LLC 844.788.0820 Estate Planning No one wants to think about it, but we should all be prepared for the inevitable. In this free virtual workshop, Attorney Benjamin Diederich will teach you the basics of wills, trusts and estate planning to properly ensure your legacy for the future. • Tuesday, February 21 @ 6:30 pm IP 101, Intro to Intellectual Property Do you know how to safeguard your intellectual property or explore the complicated world of patent and trademark law? In this free virtual workshop, Attorney Benjamin Diederich will help you navigate through the complicated legal mechanism designed to protect you, your ideas and your creations. • Tuesday, January 17 @ 6:30 pm

We’ve got you covered coast-to-coast!

• Tuesday, January 10 @ 6:30 pm • Tuesday, March 14 @ 6:30 pm

When online banking won’t do and your usual branch or ATM is too far away, remember Frontwave Members have access to more than 5,600 Co-op Credit Union “Shared” branches within the U.S. and nearly 30,000 surcharge-free ATMs worldwide. To find a nearby location, call 888.748.3266 or visit co-opcreditunions.org.

UPCOMING HOLIDAYS Frontwave will be closed in observance of the following holidays this quarter: New Year’s Day Wednesday, January 1 Martin Luther King Jr. Day Monday, January 20 President’s Day Monday, February 17 Express Line, Online Banking, Mobile Banking, and ATM service First-Time Home Buying What financial dream is bigger than owning your own home? We want to help prepare you for what it will take and how to make the process easier. In this free virtual workshop, our real estate and mortgage experts will walk you through the steps it takes to become a homeowner. • Tuesday, February 14 @ 6:30 pm New Year’s Day (Observed) Monday, January 2, 2023 Martin Luther King, Jr. Day Monday, January 16, 2023 Presidents’ Day Monday, February 20, 2023 observance of the following holidays this quarter: As always, Express Line, Online Banking, Mobile Banking, and ATM services are available to you 24/7.

STATISTICAL REPORT As of November 30, 2019 Members: 91,614 Assets: $890,891,398 Total Shares: $757,133,421 Loans Outstanding: $603,949,171

As of November 30, 2022 Members: 123,479 Assets: $1,410,278,896 Total Shares: $ 1,096,060,438 Loans Outstanding: $933,067,280

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