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WHO DO YOU NEED TO KNOW TO GROW? What makes the Geraci and AAPL partnership unique is the ability of both organizations to bring the industry together, even direct competitors, to learn from and grow with each other. If I had one wish, it would be to continue for years to come to serve the private lending market and assist in its continuing growth. Private lending isn’t something “nice to have.” Private lenders are key to moving properties from a rehabber to a new family swiftly, unlike other lenders that move more slowly. The industry is, therefore, a cornerstone for keeping our economy moving.

This is important for a variety of reasons besides the obvious: 1. The professional designations have been sought after by many private lenders to distinguish themselves. 2. These courses demonstrate to both state and federal regulators that students have

taken the extra measure to educate themselves. Because we are self- policing and truly educating ourselves on trends, laws, and other developments, additional regulations shouldn’t be passed to burden private lenders.

and events in Washington, D.C., to helping the Senate and the House understand the undue burden they often place on private money lenders, Geraci and the American Association of Private Lenders go to bat for the industry. TRUE EDUCATION We strive to serve the industry by self-regulating as well. The more we do to improve the private lending industry overall, the less regulation will be imposed on us. To that end, we have created several educational courses designed to teach new private lenders the ropes and to harness all our resources, including relationships with experienced private lenders, to fund their difficult loans. At Geraci, we take pride in staying abreast of regulatory compliance and being in a position to update our portion of the Certified Private Lending Associate as well as the Certified Fund Manager course we help AAPL offer.

YOUR NETWORK IS YOUR NET WORTH The partnership between Geraci and AAPL has been valuable to private lenders. AAPL members are typically Geraci conference attendees and vice versa. Between the two companies, we attract most of the private lending universe, get them in the room together, and assist them in doing deals together. When someone approaches us at Geraci, our first question is “Who can we introduce you to?” Then we try to do so whether they’re a client of ours or not. Why? Because it’s not all about the money. It’s about helping and growing the private lending ecosystem. Geraci’s brand purpose is to provide peace of mind; we try to deliver it in every interaction. Whether that’s on a set of loan documents or introducing private lenders to their next warehouse facility, etc., just like AAPL, we believe in the industry and want to see it thrive.

REACH OUT FOR HELP If I can help you in any way,

please reach out to me at anthony@ geracillp.com or (949) 379-2600. If I can introduce you to someone you need to know, it would be my honor to do so. We love to serve, and we want to give you peace of mind. We will be here through thick and thin to assist you and this industry we love as best as we can. •

Anthony Geraci, Esq., is the CEO and a partner at Geraci, in charge of firm strategy and development of Geraci’s team and culture. An avid public speaker,

he was named to the 2022 Southern California Super Lawyers list, a designation given to only 5% of attorneys. Geraci is skilled in mortgage lending and securities law and has written numerous articles on real estate finance and security subjects. He is a leader in creating national mortgage pools and mortgage funds as well as sophisticated net branching arrangements among several mortgage companies. He currently manages Geraci’s litigation team. Geraci serves as a mentor to the various legal and media departments, spearheading problem- solving and growing employees to perform to the best of their abilities. In 2018, he wrote the book “Earning Money While You Sleep.”

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