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CONTENTS

INSIDE THIS ISSUE

8  Revolutionary or Evolutionary? What if your company’s sales growth was based on a strategy that you can create a revolutionary team that progresses the evolution of your firm? by Dana Georgiou

13  How to Build Trust with Your Investors and Borrowers

Lending software can help you increase transparency—and trust—with your investors and borrowers. by Elizabeth Morales

16  No More Keeping

Up with the Joneses Learn how moving beyond private money can take your business—and your returns—to an even greener side of the fence. by Lauren Hoffman-Noark

20  Taking the Bull by the Horns

Kemra Norsworthy’s determined and direct approach to building her business—and living her life—has paid dividends. by Katie Bean

24  The Ins and Outs of Real Estate Investing Insurances

Working with an experienced broker who can provide a well‑written insurance policy will help you put your real estate investing business on a firm footing from the start. by Andy Matz

Virtual Culture: In adapting to the work-from-home era, Tessar takes the set to deliver “Tessar’s Top Ten,” a segment of one of CIVIC’s virtual all-hands events.

28  Partnering With a Lender You Can Trust

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Keep these tips in mind when selecting the right lender for your real estate transaction. by Lou Forino

COVER FEATURE

The CIVIC Difference

33  Lending on Former Big Box Stores Depending on your funding and experience, these properties can be good investments. by Tom Berry

CIVIC Financial Services has found the key to enriching its people, partners, and communities.

by Katie Bean

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