2019 Benefits Guide

alex ®

ALEX can help you save money on prescriptions!

 Higher Annual Deducible (considered a High-Deductible Health Plan or HDHP)

Lower Annual Deductible

Lower Payroll Contributions

Higher Payroll Contributions

 Comes with a Health Savings Account (refer to “What is a Health Savings Account?” on page 12 for more information) covered under the plan, the Annual Family Deductible is shared. However, the plan includes an embedded Annual Individual Out-of-Pocket Maximum, which means you will not pay more than this amount in a calendar year for any individual covered under the plan.  For prescriptions and all covered services that are not considered routine and preventive, you pay the cost until you meet your deductible. After you meet your deductible, you pay a percentage of the cost.  Click here to see the prescription drugs that are covered under this plan at 100%.  When one or more dependents are

 Comes with a Health Reimbursement Account (refer to “What is a Health Reimbursement Account?” on page 11 for more information)  When one or more dependents are covered under the plan, there is an embedded Annual Individual Deductible and Out-of-Pocket Maximum, which means you will not pay more than these amounts in a calendar year for any individual covered under the plan.  You pay a copay when you have a visit at the doctor’s office or urgent care center for covered services that are not considered routine and preventive.  You pay a percentage for prescription drugs, up to a certain amount.  For all other covered services, including visits to the emergency room, you pay the cost until you meet your deductible. After you meet your deductible, you pay a percentage of the cost.

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