2019 Benefits Guide

Annual Deductible

Individual Individual (Embedded)/Family

$1,250 $1,250/$2,500

$2,500 $2,500/$5,000

$2,000 $4,000

$4,000 $8,000

Out-of-Pocket Maximum includes copays, deductible and coinsurance

Individual Individual (Embedded)/Family

$3,750 $3,750/$7,500 Plan pays 80% You pay 20%

$7,500 $7,500/$15,000 Plan pays 50% You pay 50%

$4,000 $7,350/$8,000 Plan pays 80% You pay 20%

$8,000 $16,000

Plan pays 50% You pay 50%

Co-insurance

No Charge

No Charge

Not Covered

Not Covered

Preventive Care

Cigna Telehealth Connection Services (MDLIVE® or Amwell®)

You pay $45-$49. After Deductible, you pay 20%

No Charge

Not Covered

Not Covered

After Deductible, you pay 50% After Deductible, you pay 50%

After Deductible, you pay 20% After Deductible, you pay 20% After Deductible, you pay 20% After Deductible, you pay 20% After Deductible, you pay 20%

After Deductible, you pay 50% After Deductible, you pay 50% After Deductible, you pay 20% After Deductible, you pay 20% After Deductible, you pay 20%

Primary Care Physician (PCP) Office Visit

$30 Copay

Specialist Office Visit

$40 Copay

Urgent Care

$50 Copay

$50 Copay

After Deductible, you pay 20%

After Deductible, you pay 20%

Emergency Room

Emergency Medical Transportation

No Charge

No Charge

Inpatient Hospitalization & Professional Services

After Deductible, you pay 20%

After Deductible, you pay 50%

After Deductible, you pay 20%

After Deductible, you pay 50%

After Deductible, you pay 20%

After Deductible, you pay 50%

After Deductible, you pay 20%

After Deductible, you pay 50%

Outpatient Facility & Professional Services

20% ($10 min, $20 max) 30% ($25 min, $50 max) 40% ($50 min, $100 max) 50% ($75 min, $150 max) 20% ($25 min, $50 max) 30% ($50 min, $100 max) 40% ($100 min, $200 max) 50% ($150 min, $300 max)

After Deductible, you pay 50% After Deductible, you pay 50% After Deductible, you pay 50% After Deductible, you pay 50%

After Deductible, you pay 20% After Deductible, you pay 20% After Deductible, you pay 20% After Deductible, you pay 20% After Deductible, you pay 20% After Deductible, you pay 20% After Deductible, you pay 20% After Deductible, you pay 20%

After Deductible, you pay 50% After Deductible, you pay 50% After Deductible, you pay 50% After Deductible, you pay 50%

Generic Medications

Preferred Brand Medications

Non-Preferred Brand Medications

Specialty Medications

Generic Medications

Not Covered

Not Covered

Preferred Brand Medications

Not Covered

Not Covered

Non-Preferred Brand Medications

Not Covered

Not Covered

Specialty Medications

Not Covered

Not Covered

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