TABLE OF CONTENTS
Welcome Message ...........................................................................................................................
4
5
Benefits Eligibility .............................................................................................................................
6
Qualifying Life Events and Notice of Special Enrollment Rights .....................................................
7
When & How to Enroll ....................................................................................................................
Meet ALEX®......................................................................................................................................
8
9
Medical Plan Options ......................................................................................................................
15
Wellness and You .............................................................................................................................
Motivate Me ® Wellness Incentive Program
17
Dental Plan Options .........................................................................................................................
Vision Plan ........................................................................................................................................
19
21
Flexible Spending Accounts (FSAs) ..................................................................................................
22
HRA, HSA, FSA | What’s the Difference? .........................................................................................
Life + Accidental Death & Dismemberment (AD&D) .....................................................................
23
Disability Benefits ............................................................................................................................
24
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