2019 Benefits Guide

TABLE OF CONTENTS

Welcome Message ...........................................................................................................................

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5

Benefits Eligibility .............................................................................................................................

6

Qualifying Life Events and Notice of Special Enrollment Rights .....................................................

7

When & How to Enroll ....................................................................................................................

Meet ALEX®......................................................................................................................................

8

9

Medical Plan Options ......................................................................................................................

15

Wellness and You .............................................................................................................................

Motivate Me ® Wellness Incentive Program

17

Dental Plan Options .........................................................................................................................

Vision Plan ........................................................................................................................................

19

21

Flexible Spending Accounts (FSAs) ..................................................................................................

22

HRA, HSA, FSA | What’s the Difference? .........................................................................................

Life + Accidental Death & Dismemberment (AD&D) .....................................................................

23

Disability Benefits ............................................................................................................................

24

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