2019 Benefits Guide

As of January 1, 2015, a new federal mandate through the Affordable Care Act (ACA) requires employers with 50 or more employees to offer minimum essential health coverage that is affordable and that provides minimum value to their full time employees (defined under the ACA as an average of 30 hours per week, or at least 130 hours in a month). This is referred to as employer mandate, and it applies to MAA. The Benefits department will monitor the hours of part time associates, whose scheduled weekly hours are less than 30, for eligibility. Those who meet the eligibility requirements will be notified by the Benefits department of their eligibility and the 30-day enrollment period. If coverage is elected, it will be in effect for 12 months regardless of a reduction in hours or change in status. Important Form 1095-C Information: In addition, the employer mandate of the ACA requires MAA to provide a Form 1095-C to all associates who are eligible for coverage under our health plan. This form confirms whether MAA offered you and your eligible dependents coverage that meets the provisions under the employer mandate. One requirement of this document is to include Social Security Numbers (SSNs) so that the IRS can tie the information back to tax records. When you are completing your benefits enrollment event in Workday, please ensure that all SSNs, dates of birth and legal names for your covered dependents are entered correctly.

Click here to view the Annual Health Plan Notices for 2019.

Note: This guide describes some of the benefit plans available to you as an employee of MAA. This guide is meant to only cover the major points of each plan, and it does not contain all of the details of the plans. This guide is not intended to be a legal document. A more detailed description of each benefit, including Summary Plan Descriptions (SPDs) for certain benefit plans, may be found in PowerDMS, or by contacting the Benefits Department at (877) 277-2327 or benefits@maac.com. If there is any difference between the information provided in this benefits guide and provisions of the legal plan documents, the plan documents govern. MAA reserves the right to terminate, suspend, withdraw, amend or modify these plans described in this benefits guide at any time and for any reason. MAA does not guarantee, and does not have any responsibility for, the tax, legal or other ramifications of an associate's participation in any employee benefit plan.

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