The "DeWitt Law Review" airs every Sunday at 10 a.m. on News 96.5 WDBO. It is always our goal to bring the listeners of central Florida the latest legal news and create a forum where they can ask legal questions anonymously from the comfort of their own home without having to retain an attorney. This month, we were honored to have attorney Spencer Payne join us on the show to discuss nursing home law. Unfortunately, many Floridians reach a point where they can no longer live on their own and must be placed in a nursing home or assisted living facility. Mr. Payne was able to provide good insight on how to select a nursing home and help ensure your loved one will be properly cared for at whatever facility you choose. Mr. Payne recommended reviewing the rating for any nursing home facility at Medicare.gov/NursingHomeCompare, which provides insight as to the cleanliness, staffing, and quality measures of every Medicare- and Medicaid-certified nursing home in the country. To listen to this episode or any episode the "DeWitt Law Review," you can visit our website at DeWittLaw.com, where you can download the podcast from Apple Podcasts or Spotify. We receive many legal questions from our listeners each month, and we want to share some of the interesting questions in hopes that they may also benefit others facing similar legal issues. Q: I was injured in a car accident but do not have health insurance. Am I able to get treatment for the injuries I sustained? A: Under Florida law, you can receive up to $10,000 in medical care after an auto accident, regardless of who is at fault. However, you must visit a doctor within 14 days after the accident to receive these benefits. Otherwise, you could lose the benefits altogether. In the event that you exhaust the $10,000 in benefits, some medical providers will continue to treat you on what is called a letter of protection. A letter of protection allows the medical provider to continue to bill you with the agreement that they will be paid from any settlement you receive from your accident. However, you always want to consult with your attorney prior to signing a letter of protection to ensure that it won’t adversely impact your case. A: The short answer is no. However, in a recent decision from January 2020, a New York bankruptcy judge discharged $221,000 in student loan debt for an individual citing undue hardship. While bankruptcy attorneys have historically advised their clients that student loan debt is dischargeable, this may open a door to change that mindset. However, it will most likely depend on whether the discharge is upheld on appeal. March Madness on the 'DeWitt Law Review' Q: Am I able to discharge student loan debt through bankruptcy?
GIVING BACK TO LOCAL COMPANIES ON NATIONAL MOM AND POP BUSINESS OWNERS DAY
March 29 is National Mom and Pop Business Owners Day, which is huge for small businesses everywhere. Mom-and- pop businesses are the backbone of the U.S. economy; Small Business Trends reports that mom-and-pop businesses account for 64% of gross domestic product (GDP) and generate 78% of all new jobs. Furthermore, no matter what turns the economy takes, small-business owners are less likely to lay off their employees than big corporations. Mom- and-pop businesses support all communities, and you can support them by celebrating this unofficial holiday! GIVE YOUR LOCAL ECONOMY A BOOST! Shopping locally has a massive impact on your community. Local businesses return three times the amount of money to the local economy than larger corporations do. With that big of a returned investment, your community can support even more small businesses that generate a wealth of jobs and keep the cycle going. In addition to the economic boost, products from small businesses are usually higher quality, which makes them a better value for your dollar. Take this day to shop for birthday and holiday gifts for your loved ones that will bring them great joy and last a lifetime. GET SOCIAL AND SPREAD THE WORD! While small businesses utilize every form of marketing available, social media is essential for their success and growth. After shopping at your favorite mom-and-pop business, share that experience on your social media! When you write a post on Facebook or take a picture for Instagram, be sure to tag the business and use relevant hashtags so your friends, family, and everyone else in your community can shop there, too. Writing reviews on Google Reviews and Yelp helps establish validity for the company. When another potential customer looks for reviews, they know they’re getting quality products and services from a well-established pillar of the community. The local businesses that are active on social media may post deals and sales for that day only, so keep your eyes peeled and be sure to follow all your favorite businesses!
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