Personal Injury FAQs Word Search
How and When to Talk to the Insurance Company After an Accident After an accident, injured victims should be able to focus on healing. Unfortunately, there are a lot of things they have to worry about. One of the biggest concerns that can distract from recovery is dealing with the insurance company. Insurance companies remain profitable by not paying out too much in damages to accident victims. It’s in their best interest to pay you as little as possible after your accident. While the people who work for insurance companies are not bad people, their job is to find any piece of information they can use to reject or diminish your claim. That’s just a fact. This is why you must be incredibly careful when speaking to an insurance adjuster. Here are some common questions we get about dealing with insurance companies after an accident. In Massachusetts, you are legally obligated to cooperate with your own insurance company. This could include giving a statement under oath. That said, you cannot be forced to give a statement before you have the chance to talk to a personal injury attorney about your accident or injuries. If in doubt, call us and we will advise you regardless if you are a client or not. Only discuss property damage issues with your insurance adjuster, such as getting your car fixed or paid for. If the conversation turns to your injuries or how the accident happened, be very careful. The insurance adjuster is not your friend. If you are contacted by your insurance company and they ask to take a statement from you, tell them you want to speak to your attorney first and that you will get back to them promptly. Then call your attorney right away. What can I talk to my insurance company about? After an accident, you may be contacted by the at-fault driver’s insurance company. Don’t speak to them. Instead, direct them to contact your attorney, who should handle all dealings with the other driver’s insurance. There are a lot of concerns after a car accident. We’ve created a new series of short videos to address these frequently asked questions. Find them at SpadaLawGroup.com/video and get the answers to your pressing questions today. Should I talk to my insurance company? What if the other driver’s insurance company calls me?
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CROPS THANKSGIVING HOLIDAY FALL
SCARECROW CHILLY SWEATER
PUMPKIN HARVEST
Tiramisu Local Chef’s Corner
Inspired by foodnetwork.com
This dessert is an Italian favorite that can make any meal special. Why not try it tonight?
INGREDIENTS • 6 egg yolks • 3 tablespoons sugar
• 2 teaspoons dark rum • 24 packaged ladyfingers • 1/2 cup bittersweet chocolate shavings, for garnish
• 1 pound mascarpone cheese • 1 1/2 cups strong espresso, cooled
DIRECTIONS 1. In a large mixing bowl, use a whisk to beat together egg yolks and sugar until thick and pale, about 5 minutes. 2. Add mascarpone cheese and beat until smooth. 3. Fold in 1 tablespoon of espresso. 4. In a small, shallow dish, combine remaining espresso with rum. Dip each ladyfinger into mixture for 5 seconds. Place soaked ladyfingers at the bottom of a walled baking dish. 5. Spread half of the mascarpone mixture on top of the first layer of ladyfingers. Top with another layer of ladyfingers and another layer of mascarpone. 6. Cover and refrigerate 2–8 hours. 7. Remove from fridge, sprinkle with chocolate shavings, and serve.
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