HOME LOAN APPLICATION DOCUMENTS CHECKLIST
To determine loan eligibility...
LENDERS TYPICALLY REQUIRE THE FOLLOWING TYPES OF DOCUMENTS FROM EACH APPLICANT
INCOME
Federal tax returns: last 2 years
W-2s: last 2 years Pay stubs: last 2 months
Any additional income documentation: pension, retirement, child support, Social Security/disability income award letters, etc
ASSETS
Bank statements: 2 most recent checking and savings account statements
401(k) or retirement account statement and summary
Other assets: statements and summaries of IRAs, stocks, bonds, etc.
OTHER
Copy of driver's license or ID and Social Security card
Addresses for the past 2-5 years and landlord's contact info if applicable Student loan statements: showing current and future payment amounts Documents relating to any of the following if applicable: divorce, bankruptcy, collections, judgements or pending lawsuits
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