Shoup Legal - May/June 2025

THE BEST BUDGET APPS TO KEEP YOUR FINANCES IN CHECK Budget Smarter, Not Harder

Honeydue: For Couples Honeydue is for couples looking to manage their finances together. Partners can link their bank accounts, credit cards, loans, and investments while choosing how much financial information to share. The app automatically categorizes expenses, sets spending limits, and sends alerts when nearing a budget cap. It even includes a chat feature for discussing transactions. Best of all, it’s completely free. PocketGuard: For Overspenders If you tend to overspend, PocketGuard is an excellent solution. The app tracks your bills, savings goals, and spending habits to show how much money you have left for daily expenses. The “In My Pocket” feature helps prevent overspending by giving you a real-time look at available funds. Alerts notify you when you’re approaching or exceeding your limits. Take Control of Your Finances Whether you need a structured system like YNAB or an app to rein in spending like PocketGuard, there’s an option for everyone. Choose the app that fits your needs and start making smarter financial decisions today.

Budgeting isn’t the most exciting thing in the world, but it’s vital if you want to reach your financial goals. Whether trying to break free from the paycheck-to-paycheck cycle, saving for a dream vacation, or keeping yourself from impulse- buying, the right app can make all the difference. Thankfully, budgeting apps have come a long way, and in 2025, these top picks will help you take control of your money.

YNAB: For Serious Budgeters YNAB (You Need a Budget) is ideal for those who want complete control over their finances. Using a zero-based budgeting system — income minus spending and savings should equal zero every month — this app ensures every dollar has a purpose before you spend it. Unlike traditional apps that focus on past transactions, YNAB helps users break the paycheck-to-paycheck cycle by planning ahead. You can sync bank accounts, credit cards, and loans and access the app across multiple devices.

Shoup Legal Welcomes John Lundry

A New Face in ‘Happy Law’

Meet John Lundry, our associate estate planning attorney who’s turned his passion into a full-time pursuit. John, who’s been dabbling in estate planning part time for the last 13 years while working in high tech, has finally made estate planning his full-time career, and he couldn’t be happier about it. Before joining us last December, John balanced his legal interests with a series of different high- tech roles. Despite the draw of the tech world, his heart was always in the law, especially estate planning, which he proudly describes as “happy law.” According to John, estate planning is about “helping people get set up for their lifetimes, helping them to help their family.” It’s this positive impact on people’s lives that continues to bring him back to this field.

One of John’s favorite aspects of this career is the immediate impact he can make in his clients’ lives. He shares a time when a client called him on a Sunday needing urgent help with her estate plan. John quickly drafted her documents and received a call a few days later that she was in the hospital. That night, he finished up the documents at her bedside, and she passed away shortly after, with her affairs in order. “That’s why I do this,” John says. Outside of work, John enjoys biking and golfing. He also has an international flair — he spent nearly five years living in Taiwan, where he met his wife. Here’s a fun fact: He speaks Mandarin fluently! John, we are thrilled you have chosen Shoup Legal to call home! Here’s to many more years helping our clients protect their families!

Plan today for peace

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