Marine
Cargo & Stock Throughput › The cargo and stock throughput market continues to experience softening rates and an appetite for growth. › Carriers are offering flat renewals or rate reductions on renewals with good loss records. › Increased capacity and competition from MGAs entering the market are providing large stock limits and broad coverage terms. › Insurers continue to diligently analyze catastrophe exposures and insureds’ building constructions and protection measures. › Current geopolitical events require increased scrutiny from brokers and insureds to ensure adequate limits. › The potential impact of tariffs on port and shipment activity is being closely monitored. Our Recommendations: › Start the renewal process early with the robust submission details, especially relating to stock inventory programs to allow for program redesign. › The uptick in theft claims is a hot button for underwriters; robust security standards in place prior to renewal will realize the most favorable results. › Continue to check inventory values at regular intervals to ensure proper adequacy of limits.
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