Disability Insurance
Short-Term & Long-Term Disability - Company Paid! If you enroll in a medical plan , the company will provide you with both Short and Long-Term disability, at no cost to you! Short-term disability is intended to protect your income in case you become ill or injured. Long-term disability is intended to protect your income after you have depleted short-term disability or any sick leave your company may offer. Unum STD Benefits - California Employees Weekly Benefit Percentage 20% of weekly salary up to $1,000 per week (Non-integrated with CA SDI ) Elimination Period (Accident/Illness) 7 days. Benefits begin on 8th day Maximum Benefit Duration 12 weeks Pre-Existing Condition None
Unum STD Benefits - Non-CA Employees Weekly Benefit Percentage
60% of weekly salary up to $1,000 per week
Elimination Period (Accident/Illness)
7 days. Benefits begin on 8th
Maximum Benefit Duration
12 weeks
Pre-Existing Condition
None
Unum LTD Benefits - All Employees Monthly Benefit
60% of monthly salary
Maximum Benefit
$3,000
Maximum Benefit Duration Own Occupation Period
Social Security Normal Retirement Age
24 Months
Elimination Period
90 Days
Pre-Existing Condition
You may not be eligible for benefits if you have received treatment for a condition within 3 months prior to your effective date under this policy until you have been covered under the policy for 12 months. If you die while you’ve been disabled and receiving benefits for at least 180 days, your family could get a benefit equal to 3 months of your gross disability payment.
Survivor Benefit
16 Benefits Guide 2024-25
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