Eligibility and Enrollment
Open Enrollment Process This enrollment process is 100% electronic. All product brochures, required forms and notices are included in the on-
line enrollment portal: pps.bswift.com Changes During the Year
Y ou are permitted to make changes to your benefits outside of the Open Enrollment period if you have a qualified change in status as defined by the IRS. Generally, depending on the type of event, you may add or remove dependents from your benefits, as well as add, drop or change coverage if you submit your request for change within 30 days of the date of the event.
Who Can Enroll All regular, full-time, active employees working 30 or more hours per week are eligible to participate in the benefits program. Eligible employees may also choose to enroll their dependent(s). Dependents are considered eligible if they are: • A spouse or registered domestic partner. You may be Registered with the State or Unregistered, and a signed Affidavit must remain on file with Human Resources • You or your spouse’s/registered domestic partner’s children, stepchildren, adopted children or foster children up to age 26 • You or your spouse’s/registered domestic partner’s children of any age if they are incapable of self-support due to a physical or mental disability When Coverage Begins Once enrolled, your enrollment choices remain in effect for the benefits plan year, November 1st through October 31st. Benefits for eligible new hires start on the first of the month following your date of hire.
Examples of qualified life events include: • Marriage, divorce or legal separation • Birth or adoption of a child • Death of a dependent
• You or your spouse/registered domestic partner lose or gain coverage through our organization or another employer • Change in residence affecting eligibility or access • Loss of eligibility due to Medicaid, Medicare or state health insurance programs For a complete list of qualified status changes, contact HR. Paying for Coverage We strive to provide you with a valuable benefits package at a reasonable cost. Based on your benefit selections and cover- age level, you may be required to pay for a portion of the cost. Want To Enroll On Your Phone?
Download the mobile app for our online enrollment system by scanning the QR code.
4 Benefits Guide 2024-25
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