Malloy Law Offices - September 2025

EMBRACE AUTUMN THE OLD-FASHIONED WAY Try These Rustic and Cozy Hobbies

Bake like a grandma. Fall and baking go hand in hand. Instead of scrolling for trendy recipes, try pulling out an old family cookbook —

or better yet, Grandma’s handwritten recipe cards. From flaky apple pies to buttery shortbread, baking the old-fashioned way fills your home with delicious aromas and memories to cherish. Get lost in letter writing. Snail mail might be considered a relic, but there’s something satisfying about sending — and receiving — a handwritten letter. As the pace of life slows with the season, take time to write to a loved one. Share your thoughts, your gratitude, or just say hello. It’s a small gesture that carries a ton of meaning. Forage and craft with nature. Channel your inner homesteader and get outdoors. Fall is a beautiful time to collect colorful leaves, pinecones, or acorns for crafting. Whether you create a rustic wreath, press leaves, or show off your finds in a bowl, nature-based decor is grounding and beautiful. Try your hand at canning. What about preserving a bit of fall flavor for winter? Not only is it rewarding, but you also engage in a useful practice. Canning applesauce, jams, or pickled veggies brings an old-world skill back to life and leaves you with shelves full of delicious, homemade canned goods — yum!

Fall is magical — the crisp air, changing leaves, and shorter days practically beg us to slow down. While modern life is often a blur of screens and schedules, autumn offers the perfect excuse to unplug and reconnect with simple pleasures. This fall, why not embrace a few old-fashioned hobbies that bring warmth, creativity, and nostalgia to your routine? Cozy up with hand stitching or embroidery. Nothing feels as soothing as stitching by a cozy window with a cup of tea nearby. Embroidery, cross-stitch, or simple hand-mending can be therapeutic and productive. Whether embellishing tea towels or repairing a sweater, hand-stitching is a calming and purposeful way to unwind.

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Commercial or Specialty Vehicles Flatbed trucks, cargo vans, and 12-passenger vans are often considered commercial-use vehicles, even if you use them personally. Insuring them may require specialty policies. Imported or ‘Grey Market’ Cars Vehicles imported from overseas (like Japanese Domestic Market cars) that weren’t built for U.S. roads can be a tough sell for insurers. Safety features and part availability may not meet U.S. standards.

5. ‘How long does it take to settle a personal injury case?’ It depends on the case’s complexity, the severity of your injuries, and whether the insurance company plays fair. Some cases settle in a few months, while others take a year or longer. If you’re still undergoing treatment, your lawyer may wait until you reach maximum medical improvement before settling, to ensure your future medical needs are included in the claim. Quick settlements aren’t always in your best interest, and patience can lead to a better payout. Every injury case is different, but one thing’s always true: Knowledge is power. These questions come from real people trying to make sense of a confusing, stressful situation. And you deserve clear, honest answers, without legalese. If you’re injured and wondering what your next step should be, don’t guess. A quick consultation can help you understand your rights and avoid costly mistakes, and a quick consultation could make all the difference in protecting your future. Give us a call today!

Electric and Autonomous Vehicles Yes, even the much-hyped Tesla Cybertruck falls into this category. New tech equals high repair costs, and insurers still gather data on long‑term risks.

If your dream car happens to be one that insurance companies shy away from, don’t give up! Larger, mainstream insurance companies might say no, but specialty insurers may say yes. You’ll likely pay more, but you can still get the coverage you need with research and the right provider. For more information on which cars may be more expensive than others to insure and what you can do to minimize those costs, scan the QR code!

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