Plan. Protect. Preserve.
OFFICES: Brighton | Bloomfield Hills | Livonia | Novi
FREEDOM AT ANY AGE PRESERVE YOUR INDEPENDENCE THROUGH PLANNING
When I was growing up, my dad was a professor at Oakland Community College in Farmington Hills. Every year, we would head to the campus for their annual Fourth of July celebrations. As a young child, I didn’t know Thomas Jefferson from Thomas Edison, but I certainly enjoyed watching the fireworks. Watching, not listening. The noises scared the heck out of me. Luckily, my ever- resourceful parents knew to pack along a pair of headphones for me so that I could enjoy the show without being terrified of the sounds. In recent years, I’ve enjoyed taking my kids to Independence Day celebrations. It’s amazing to watch their eyes light up in amazement at the explosions in the sky. I’m glad to report that my fear of loud bangs hasn’t been passed along to Ryan or Madison, at least as far as I can tell. Another thing that I cherish about the Fourth of July is the chance to do some grilling. Any holiday that involves cooking over smoke and fire is one I’m automatically a big fan of. I recently got a Traeger wood pellet grill, so you can bet I’ll be firing that up this year. All kidding aside, the Fourth isn’t just about fireworks and burgers. More importantly, it’s a celebration of the most American of values:
independence. For our founding fathers (and mothers!), that desire for independence manifested itself in the form of breaking away from an oppressive foreign government. The days of the American Revolution may be centuries past, but preserving our independence is an ever-present concern. concern. In some sense, your later years should be the freest of your life. Once you retire, you’re often told that you are at peak freedom. Without 40-plus hours of work to fill up your calendar, you can get down to enjoying life on your own terms. Or that’s what we’re told. The reality is that this later-life independence isn’t always guaranteed. As people enter the later stages of their lives, maintaining independence becomes a bigger The clients I speak to are often very worried about the cost of long-term care. Nobody can predict if or when they’ll get sick and need long-term care. If you’re not prepared, it’s easy for the costs associated with care to wreak havoc on your savings. However, there are many ways to plan for the possibility of long-term care.
One of those ways, the Castle Trust, protects your assets from being used toward paying for nursing homes or other long-term care costs. It also helps you avoid probate and protect yourself from lawsuits. More families are using this option to ensure that their financial independence isn’t compromised by long-term care expenses. A Castle Trust is just one of the many tools we have to protect your freedom to decide what’s best for you and your loved ones. Nobody should have to defer their later life medical or estate decisions to hospitals or courts. With thorough planning, you can preserve your right to decide what’s best for you no matter what life has in store. That sort of freedom shouldn’t be taken for granted. If you’ll be watching the fireworks this year, I hope you’ll take a moment to think about the independence that the first citizens of the United States fought so hard for. Oh, and if you need some recommendations for kid-friendly headphones to block out those explosions, I know just who to call. – Christopher J. Berry
All kidding aside, the Fourth isn’t just about fireworks and burgers. More importantly, it’s a celebration of the most American of values: independence.
888-390-4360 • 1
Plan. Protect. Preserve.
Made with <A HREF="https://flippingbook.com/online-digital-catalog" TITLE="Learn about FlippingBook for Online Catalogs">FlippingBook</A> - Online catalogs