LEGAL STRATEGIES FOR A SECURE FUTURE IN NEW YORK FUTURE-PROOF YOUR SOLO RETIREMENT
Secure Your Health Care Decisions Long before health issues prevent you from making your own decisions, it’s wise to set up directives that lay out your preferences for medical care. Tools like a durable power of attorney, advanced directive, and HIPPA release form ensure your preferred person can make medical decisions on your behalf. Consulting with an elder law attorney to discuss these documents will provide clarity and control over your health care treatments in the future. Maximize Government Benefits As you approach retirement, understanding and accessing government benefits like Medicaid, Medicare, and Social Security becomes crucial. The timing of when you choose to start receiving Social Security benefits can significantly affect the financial support you receive in later years. An experienced estate planning lawyer can help demystify these programs and assist in making decisions that maximize your benefits while minimizing potential pitfalls.
Manage Retirement Income and Assets Transitioning from a working income to relying on retirement savings and passive income sources can be daunting. It’s essential to plan how you will manage your finances once your regular paycheck stops. Whether through investments, interest from savings accounts, or methodical withdrawals from retirement accounts, ensuring a sustainable income stream requires careful planning. Ready to Secure Your Future? Aging solo in New York doesn’t have to be an uncertain journey. With the right legal and financial framework in place, you can look forward to enjoying your later years with independence and dignity. Our law firm specializes in creating tailored estate plans that protect your interests and prepare you for the future. Call 718-698-2200 today to schedule a consultation and take the first step toward a secure and fulfilling solo aging experience.
As more New Yorkers choose to age alone, understanding the intertwining of legal and health care decisions becomes critical. If you take proactive steps today, you can secure your future with peace of mind and ensure your needs and wishes are met throughout your golden years.
Plan for Asset Inheritance Planning what happens to your assets after you’re gone is a profound gesture of care for those you love, whether or not you have a spouse and kids. Crafting a will is a foundational step in estate planning, ensuring your assets are distributed according to your wishes and not left to the state’s default processes. Engaging with an estate planning attorney early allows you to make clear decisions, avoid potential disputes, and provide for any charities or causes important to you.
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MICHELE’S RECIPE CORNER
Beyond the properties and deals, I am deeply rooted in Staten Island’s soil. As an active member of the Staten Island Economic Development Corporation, I support and promote local businesses and guide new residents to the services they need to ensure they feel at home. My love for this community extends to supporting heartfelt causes like Rocco Strong and Michael’s Cause to uplift those in need. Ultimately, my goal is to strengthen Staten Island’s community ties and bring families together. Family is everything to me, and my Italian heritage deeply influences our close-knit bond. I have the deepest gratitude for my parents, who immigrated to America and instilled in me the value of hard work and dreaming big. Now, I am a proud mother of three wonderful children, each carving their own successful paths. My youngest is currently exploring life as a sophomore at Notre Dame, embracing every opportunity with enthusiasm. My son, a recent graduate from St. John’s University, is making his mark in the IT industry. Meanwhile, my eldest daughter is pursuing her passion in dentistry at Stony Brook. I draw immense pride and motivation from my family’s unity and accomplishments, which profoundly shape my dedication to my career and community work. I’m here not just to sell homes but to build a community and show the world that Staten Island is a beautiful place to live, one family at a time.
PUMPKIN PIE FRENCH TOAST
INSPIRED BY ALLRECIPES.COM
INGREDIENTS
DIRECTIONS
• 1 1/2 tsp vegetable oil, or as needed • 1/2 cup half-and-half • 1/4 cup canned pumpkin purée • 3 large eggs • 1 tsp ground cinnamon • 1 tsp vanilla extract • 1/4 tsp pumpkin pie spice • 1/4 cup finely chopped walnuts • 8 slices day-old bread • Maple syrup, to taste
1. Lightly oil a skillet and heat over medium heat. 2. Whisk half-and-half, pumpkin purée, eggs, cinnamon, vanilla, and pumpkin pie spice together in a bowl. Stir in walnuts until evenly distributed. 3. Place 1 slice of bread in the bowl and let it soak briefly to coat both sides. Lift bread to let excess liquid drip back into the bowl, then transfer to the hot skillet. 4. Cook for 2–3 minutes or until golden brown, then flip and cook the other side until done. 5. Stir batter to redistribute walnuts and repeat with other slices of bread, cooking in several batches if necessary. 6. Serve warm with maple syrup.
–Michel Nicolo
718-698-2200 3
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