DENTAL INSURANCE
TradeGlobal offers dental coverage through MetLife. The PPO Dental Plan allows you to use in-network or out-of-network benefits. If out-of-network dentists are used, you will be responsible for paying the difference between MetLife’s allowed amount and what the dentist may charge, also known as “balance billing” . The chart below provides a brief overview of the plan.
BRONZE Dental PPO Plan
GOLD Dental PPO Plan
In-Network
Out-of Network*
In-Network
Out-of Network*
Calendar Year Deductible Individual
$50
$100
$25
$25
$150
$300
$75
$75
Family
Annual Maximum
$1,250
$2,250
Diagnostic & Preventive Exams Cleanings Fluoride X-Rays Sealants Regular Restorative Services Amalgam Fillings Extractions - Single Tooth Endodontics (Root Canal) Periodontics (Gum Disease) Major Services Crowns
Covered in full
Covered in full
Covered in full
Covered in full
Covered 80% after deductible
Covered 50% after deductible
Covered 90% after deductible
Covered 80% after deductible
Covered 50% after deductible
Covered 25% after deductible
Covered 60% after deductible
Covered 50% after deductible
Bridges Dentures Orthodontia Services
50% $500 Lifetime Maximum
50% $2,000 Lifetime Maximum
Children only under the age of 19
• Subject to balance billing. Please refer to your plan document for specific details.
Employee Costs Per Pay Period Employee Only Employee + Spouse Employee + Child(ren)
BRONZE PPO
GOLD PPO
$ 3.54 $ 7.18 $ 9.43 $14.27
$ 5.81 $11.79 $15.39 $22.84
Family
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