ACCIDENT INSURANCE
TradeGlobal provides Voluntary Accident insurance to all full-time employees working 30 or more hours per week. The chart below provides an overview of the plan.
What is Accident Insurance? Accident coverage provides cash benefits that help cover unexpected expenses resulting from covered accidents on or off the job.
Accident Benefit Summary
Accident Coverage Type
24 Hour Coverage (on/off job)
You have a choice of a Low Plan or a High Plan. Benefits are based on a flat schedule amount that varies depending on the plan.
Benefit Amount
Benefits are reduced by 25% of the original amount at age 65 Benefits are reduced by 50% of the original amount at age 70
Age Reduction
Coverage for Accidental Death or Dismemberment, Fractures, Burns, Emergency Care, Medical Testing, Surgeries, and so much more!
Example of Covered Benefits
Below is only a sample list of the benefits provided by the Accident plans. Please refer to the MetLife summary for the complete benefit schedule Specific Service/Injury Type Low Plan High Plan
Paralysis: Two Limbs (paraplegia or hemiplegia)
$5,000
$25,000
Open Fractures: Forearm, Hand, Wrist (except fingers)
$500
$1,000
Open Fractures: Leg (tibia and/or fibula)
$2,000
$4,000
Burns: 3rd Degree w/ less than 10% of surface skin burnt
$500
$1,000
Ambulance: Air Transportation
$750
$1,000
Ambulance: Ground Transportation
$200
$300
Medical Testing: (X-Ray, MR/MRI, ultrasound, NCV, CT/CAT, EEG)
$100
$200
Employee Costs Per Pay Period Employee Only Employee + Spouse Employee + Child(ren)
LOW PLAN
HIGH PLAN
$1.44 $2.85 $2.97 $3.72
$2.76 $5.46 $5.66 $7.09
Family
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