Law Office of Driggs Bills & Day June 2018

BEWARE THE INSURANCE ADJUSTER 3 SNEAKY TACTICS THEY’LL USE TO UNDERMINE YOUR CASE

THE COVERT SURVEILLANCE TACTIC Sometimes insurance companies will hire a private investigator to follow you around to “catch you in the act” of doing something you shouldn’t be doing with the injuries you are claiming. Insurance adjusters will also try to add you on Facebook to look at recent pictures and statuses that they can later use in court against you. Make sure you’re not doing anything that might look as if you’re faking your injury, and never, ever add an insurance adjuster on social media. THE RAPID SETTLEMENT Insurance adjusters will likely offer you a “fair settlement” quickly, before you have a chance to get your bearings and get a lawyer on your side. Usually it’s required that you sign a full release of other damages to receive any payment. It’s vital that you don’t sign anything without at least consulting with a lawyer first. They can tell you whether the insurance companies are trying to undercut the value of your case and help you determine the best path forward. Call the Advocates at (801) 783-3555 to schedule a free consultation and give your case the best possible chance of success.

It can be difficult to know where to turn after you’ve been injured in an accident, but one thing’s for certain: You need to be wary of the insurance adjusters. Their job security depends upon saving money for the business they serve, which means not doling out adequate compensation to you in your time of need. Here are three of the most common tricks adjusters will use to diminish your claim or deny it outright. THE RECORDED STATEMENT REQUEST Soon after your accident, you’ll likely get a call from an insurance adjuster explaining that it’s common procedure to collect a recorded statement about the accident from you for your file. They may even threaten to “close your case” if you refuse to give one. Don’t be fooled; You’re under no obligation to provide a recorded statement, and if you do, they’ll ask pointed questions to trip you up and get you to say things that could undermine any future claim you may have. It’s best to avoid giving a statement altogether. The same goes for any request for a release of your medical records. They don’t need these for any reason other than to establish a pre-existing condition prior to the accident. Steer clear.

THE ANCHOR OF TRADITIONS

BALSAMIC CHICKEN WITH BACON AND APPLES

With this one-pan wonder, you can complete an entire meal in under an hour. It tastes delicious and makes your kitchen smell heavenly.

Why do we love traditions so much? What is it about repeating the same rituals year after year that gives us that warm and fuzzy feeling? According to a 2010 study from Northeastern, humans love predictability and stability so much that up to 93 percent of all our actions can be predicted ahead of time. 1 Traditions add meaning and predictability to relationships. Whether you have date night every Friday night, eat the same Sunday meal together, attend the same event each year, or even kiss each other good night in the same way, traditions and routines cement your relationship and make for lasting relationships for years to come.

Ingredients

• 1 1/2 pounds chicken breast, cut into pieces • 1/4 cup balsamic vinegar • 1/2 cup olive oil • Juice of 1/2 lemon • 2 cloves garlic, crushed • 1/4 cup rosemary, finely chopped

• 10 ounces Brussels sprouts, halved, stems removed • 2 apples, cored, peeled, and coarsely chopped • 6 slices bacon, cut into squares • Kosher salt and fresh ground pepper, to taste

Instructions

1. Blend balsamic vinegar, olive oil, lemon, rosemary, and garlic to create marinade. Pour into bowl or sealable bag and add chicken. Marinate for at least 5 minutes or up to 12 hours. The longer you marinate, the more flavorful the chicken will be. 2. Heat oven to 375 F. Spread Brussels sprouts, bacon, and apples on a baking sheet. Add chicken and pour any extra marinade over the top. Season with salt and pepper. 3. Bake 20–25 minutes until chicken is cooked through. For extra crunchiness, turn the heat up to 425 F for the last 5 minutes. 4. Transfer to platter and serve immediately. Inspired by wholesomelicious.com

Write down three traditions that you could start to help solidify your relationship.

1 Song, C., Qu, Z., Blumm, N., & Barabasi, A. (2010). Limits of Predictability in Human Mobility. Science.

www.UtahAdvocates.com • 3

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