Vayman & Teitelbaum - January 2023

Lots of people make New Year’s resolutions, and one of the most common themes is improving their personal finances. Whether they set out to better manage their debt, invest more in savings, or budget their spending better, a quick and easy-to-use app on their phone can make that goal much more attainable. Here are five of the best tools to track your spending: MINT CNBC rated this gem of an app the best free budgeting app! Along with extensive budgeting features that sync your checking accounts, savings accounts, loans, credit cards, investments, and bills, Mint can track your expenses and categorize them for budgeting. You can even set limits for each S etting and M aintaining B udgets in 2023 THE 5 BEST APPS TO TRACK YOUR SPENDING

personalized category. The app is helpful for paying down debt, checking your credit score, and saving money. YNAB Instead of tracking past transactions, YNAB is one step ahead and follows a “zero-based budgeting system,” which helps you plan for each dollar earned. When you’re paid, the app assists you in mapping out how much of the income you can spend in each category you set, helping you become more intentional with your spending habits. PERSONAL CAPITAL Used mainly for investments, you can also get some budgeting assistance with this app! Checking accounts, savings accounts, credit cards, 401(k)s, loans, and mortgages can all be tracked and monitored on Personal Capital. The app even offers a net worth and portfolio tracker to help you get more out of your money. HONEYDUE Honeydue is an excellent app for couples because it allows each partner to see and track

their finances, either separately or jointly. It can sync up bank accounts, investments, and loans and organize expenses into custom categories with personalized limits for each. The best part is that despite being made for partners, privacy can be toggled to each user’s specifications. FUDGET If you’d rather not sync up all of your financial accounts, Fudget may be right for you. The app is straightforward, with lists of incoming and outgoing money and a balance tracker. There aren’t any budgeting categories or graphs to interpret — it’s finance at its simplest. No matter what financial goals you strive to achieve this year, an app is an easy and accessible way to get you on the golden road in 2023!

HELPING WHEREVER SHE CAN

O ur M anaging A ttorney , A ndrea

Our team is comprised of some of our community’s most talented and compassionate

degree. From there, she worked in several law offices before opening her practice, which she continued to operate until she joined our team late last year.

You might not personally interact with Andrea when you come to our office, but she plays a role in helping every client with their case. She manages our legal team and meets daily with each of our attorneys to offer guidance and assistance. She also assists in many other departments, from sales to billing. Andrea will do anything she can to ensure the process runs smoothly for each of our clients. Andrea knows firsthand how difficult it can be to work in family law and provides full support for our attorneys and clients. She wants nothing more than to make a positive difference in others’ lives. She’s committed to helping our clients get what’s best for them and their families. Andrea stays quite busy when away from work. She and her husband have two sons, ages 16 and 22. Andrea has spent much of the past 20 years following her sons chasing their dreams and watching them thrive. Her 16-year-old is a left-handed pitcher who is flourishing in competitive baseball. Her older son is finishing up his senior year at Western Carolina University, where he was a student coach for the football team and will graduate with a degree in history. She never misses an opportunity to watch them play or coach. Even when she’s not watching her kids play sports, Andrea can often be found watching other sporting events. She loves to watch the Atlanta Braves compete. She also follows closely Georgia Tech’s football, baseball, and basketball programs.

individuals. Everyone is

always looking out for each other and our clients, creating a phenomenal work environment for everyone involved. We’re consistently looking for knowledgeable team members we can add to our crew. We were beyond delighted when Andrea, our new managing attorney, joined our team this past October. Andrea brought our team a wealth of knowledge and experience. Throughout her life, she knew she wanted to be a lawyer. Her family used to joke that she would debate the wall so she would have someone to argue with. No one was surprised when she went off to Mercer University School of Law after graduating with her undergraduate

We are thrilled to have Andrea on our team and can’t wait to see how she helps our team grow!

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