Harmonson Law Firm - October 2021

Fall brings apple cider, pumpkin patches, fun seasonal outfits, and corn mazes. Unless you are visiting a “haunted” corn maze, you and your family probably won’t be chased by a chainsaw-wielding serial killer while you try to navigate through. However, safety risks are still present. Here are five safety tips to keep the fun coming during your next corn maze experience. Follow the rules. At the entrance to each corn maze, there should be a sign stating the rules for visitors. For the safety of yourself, your children, and others, be sure to read each rule and follow along. Always accompany your kids in the corn maze — it is a maze, after all! Watch for tripping and fire hazards. Keep your eyes peeled for any obstacles on the path, including holes, bumps, ruts, and corn stalks. While navigating a maze, it can be easy to forget to look down while searching for the exit. To prevent fires, you should also avoid smoking and never use matches or lighters. Wear proper footwear. Ensure that you and your family all have proper footwear, preferably closed-toed shoes, while exploring the maze. You never know what kind of critters or potentially harmful hazards may appear in your path. Eat beforehand and stay hydrated. Be sure to eat before setting out into the maze and don’t bring any glass bottles with you, as it can be dangerous if broken. Furthermore, do not consume alcohol before or while enjoying your time at the corn maze. Be prepared. Accidents can happen, usually at the most unexpected times! It is important to always have a first-aid kit handy. Be sure to call 911 in an emergency and let staff know what is going on.

Medical malpractice can devastate victims and their families by causing huge medical expenses, loss of income, and even loss of life. Victims deserve compensation for their injuries, but the law in New Mexico has often prevented them from receiving it for full damages. Thankfully, in 2021, a new law overhauled the New Mexico Medical Malpractice Act. The previous Medical Malpractice Act imposed a $600,000 cap on damages, which was too low to cover the needs of victims with severe injuries and extensive medical costs. The Victim’s Compensation Fund, which helps cover the costs of certain claims, was also running a deficit of $56 million, putting a victim’s right to compensation at risk. Meanwhile, physicians were facing steep increases in their medical malpractice insurance premiums, including a rise of 49% over the past five years. NEW MEXICO CHANGE MEDICAL MALPRACTIC What It Means for Victi

The new law signed by Governor Lujan Grisham in April is going into effect in 2022 and enacts a compromise between victims, lawyers, insurers, and health care providers. For independent physicians, the damages cap has been raised to $750,000. For hospitals and clinics, the cap has been raised to $4 million, with built-in increases that will ultimately reach a $6 million cap by 2026. To ensure a healthier Victim’s Compensation Fund, the law also adds nurse practitioners and What the Insurance Companies DON’T Want You to Know About YOUR RIGH

Claims was written to with vital information wheeler, work vehicle s to bear in mind that up premiums for their amount that they are E ONE GOAL— HAREHOLDERS.

Injured in a Car Accident? The Insurance Company Is NOT Your Friend

Written by experienced car accident attorney, S. Clark Harmonson, this is a valuable resource with the vital facts you need before talking to the insurance company or hiring a lawyer. In this book, you’ll learn everything insurance companies don’t want you to know, such as: • 12 shady auto insurance company tactics • 10 common myths and

g e e e e d s y

As long as safety is the top priority this fall, fun will be had by all!

misconceptions about your car accident claim How we hold negligent drivers accountable

“I wrote this book to help you cut through all the confusion surrounding your accident.”

WITH: 12 Dirty Tricks the Insurance Adjuster Will Use to Wreck Your Claim

• What you need to do immediately after an accident • Top five worst auto insurance companies in Texas

Get your free copy at ClarkHarmonsonAttorney.com or by calling our office at 915.584.8777 .

AR ACCIDENT… ET THIS RIGHT!

2 • www.ClarkHarmonsonAttorney.com

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