2022 JL Marine Systems Benefits at a Glance

Voluntary Benefits (Weekly)

Critical Illness

Critical Illness Insurance helps supplement your major medical coverage by providing a lump-sum benefit of $20,000 you can use to pay the direct and indirect cost related to a covered critical illness, which can often be expensive and lengthy.

Non-Tobacco -Weekly

Issue Age

Employee Only

Employee/Spouse

16-29 30-39 40-49 50-59 60-69

$2.12 $3.28 $6.46

$3.18 $4.92 $9.69

$20,000 Benefit *Child coverage included with Employee Premium

$12.00 $18.97 $37.02

$18.00 $28.45 $55.52

70+

Tobacco -Weekly

Issue Age

Employee Only

Employee/Spouse

16-29 30-39 40-49 50-59 60-74

$3.46 $5.68

$5.19 $8.52

$20,000 Benefit *Child coverage included with Employee Premium

$12.69 $26.54 $45.28 $84.28

$19.04 $39.81 $67.92 $126.42

70+

Accident

Accident insurance helps offset unexpected medical expenses, such as emergency room fees, deductibles and copayments that can result from a fracture, dislocation or other covered accidental injury.

Weekly Deductions

Employee only

$2.85 $4.77 $5.02 $6.93

Employee + Spouse Employee + Child(ren) Employee + Family

Hospital Indemnity

Hospital confinement insurance provides a lump-sum benefit for a covered hospital confinement or a covered outpatient surgery to help with copays and deductibles that are not covered by most medical plans. *9-month birth exclusion applies, pre-existing conditions may apply.

Weekly Deduction

Employee

$4.80

Employee + Spouse Employee + Child(ren) Employee + Family

$12.54

$8.97

$16.71

11

Made with FlippingBook - professional solution for displaying marketing and sales documents online