2022 JL Marine Systems Benefits at a Glance

Voluntary Benefits (Bi-Weekly)

Critical Illness

Critical Illness Insurance helps supplement your major medical coverage by providing a lump-sum benefit of $20,000 you can use to pay the direct and indirect cost related to a covered critical illness, which can often be expensive and lengthy.

Non-Tobacco –Bi-Weekly

Issue Age

Employee Only

Employee/Spouse

16-29 30-39 40-49 50-59 60-69

$4.25 $6.55

$6.37 $9.83

$20,000 Benefit *Child coverage included with Employee Premium

$12.92 $24.00 $37.94 $74.03

$19.38 $36.00 $56.91 $111.05

70+

Tobacco –Bi-Weekly

Issue Age

Employee Only

Employee/Spouse

16-29 30-39 40-49 50-59 60-74

$6.92

$10.38 $17.03 $38.08 $79.62 $135.83 $252.83

$11.35 $25.38 $53.08 $90.55 $168.55

$20,000 Benefit *Child coverage included with Employee Premium

70+

Accident

Accident insurance helps offset unexpected medical expenses, such as emergency room fees, deductibles and copayments that can result from a fracture, dislocation or other covered accidental injury.

Bi-Weekly Deductions

Employee only

$5.71 $9.54

Employee + Spouse Employee + Child(ren) Employee + Family

$10.03 $13.86

Hospital Indemnity

Hospital confinement insurance provides a lump-sum benefit for a covered hospital confinement or a covered outpatient surgery to help with copays and deductibles that are not covered by most medical plans. *9-month birth exclusion applies, pre-existing conditions may apply.

Bi-Weekly Deduction

Employee

$9.61

Employee + Spouse Employee + Child(ren) Employee + Family

$25.07 $17.94 $33.41

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