Harmonson Law Firm - January 2021

IN THE COMP WHAT HAPPENS WHEN YOU GET INTO AN A

Just this past October, the Nobel Peace Prize was awarded to what can only be described as one of the world’s goodest boys — a dog named Foxtrot, known also to his Instagram followers (of which there are nearly 7,000) as humanitarian_pup. FOXTROT’S HEROICS WITH THE WORLD FOOD PROGRAMME While Foxtrot wasn’t responsible for improvements to auction theory (like Paul Milgrom and Robert Wilson, who won the Nobel Prize for economics) or for a standout career in writing poetry (like Louise Glück, who won the Nobel Prize for literature), this incredible canine shared the Nobel Peace Prize with the World Food Programme (WFP) for their work in combating world hunger. As the organization’s official mascot, Foxtrot shared in the win with the thousands of other WFP workers worldwide.

We frequently run into situations where a person was in an accident with someone who was on the job and in a work vehicle. While there are many similarities with a regular car accident, there are key differences that need to be addressed in order to help recover the most money for our injured client.

What are the main differences when an accident involves a work vehicle?

Insurance is the biggest difference. In a typical car accident case, the other driver most likely has the minimum amount of liability insurance, which is $30,000 per person in Texas. In a work vehicle accident case, however, the insurance is much higher than the minimum limits. We have seen insurance limits as high as $1,000,000 — sometimes even higher. In a major crash, the increased limits can help our injured client get necessary medical treatment and surgeries that may not be otherwise available. Additionally, with any lawsuit we file involving an employee driving a work vehicle, we always sue the employer as well as the employee. An employer is liable for the conduct of its employee when the employee is working in the course and scope of their employment. This type of vicarious liability, known as respondeat superior, allows us to sue the employer and potentially access much deeper pockets than the employee’s.

Foxtrot lives in Bangladesh (one of the most densely populated countries in the world) at a WFP outpost that works to supply one of the world’s largest refugee camps. According to an NPR article that spotlighted Foxtrot and the efforts made by his WFP humans, they worked not only to get food to refugees but also to flatten hillsides to make room for shelters for Rohingya refugees fleeing Myanmar. Foxtrot himself became part of the effort to combat world hunger during a WFP beach cleanup in his home country. Workers found him as a 4-week-old pup, and after failing to locate his owners, took him in as one of their own. For the past two years, Foxtrot has helped however he can to further the WFP’s efforts to end hunger in Bangladesh. This usually includes accompanying his humans while they work, wearing an adorable custom-made WFP cape, and taking to Instagram to raise awareness about how anyone can join in the WFP’s mission. After learning that he and his humans had won the Nobel Peace Prize, Foxtrot didn’t waste the opportunity to share his excitement with his followers. “Woweee,” the pup said. “I … think it would be even more amazing if we didn’t need any peace prizes because peace was the status quo in our world.” If Foxtrot and his humans keep up the good work that won them the Nobel Peace Prize, it seems like that status quo could be within reach.

What the Insurance Companies DON’T Want You to Know About YOUR RIGH

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