Housing-News-Report-July-2018

Contents

FEATURED ARTICLE

P1 THE RETURN OF RISK: SUBPRIME SNEAKING BACK

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Subprime financing is on the upswing, and for a lot of people that’s a problem. The mortgage meltdown is widely identified with subprime lending so why should the return of such loans be welcomed? A look at why many claim this brand of subprime is different and if the data is supporting that claim.

P13 AN ATTORNEY’S GUIDE TO REAL ESTATE INVESTING

Real estate investments have become an attractive alternative to investing in traditional investments such as stocks, bonds and mutual funds. In fact, it has become a significant method to build wealth for generations. In this article, attorney Kevin Kim of the Geraci Law Firm explores several of the opportunities that real estate investment provides, along with the pitfalls to expect while investing. SetSchedule’s multi-patented matching engine for real estate agents leverages AI- powered predictive data, insider insights and automated marketing software tools to deliver the right opportunities, appointments and valuable insights to close deals, writes CEO Roy Dekel. Dekel explains how automated valuation model (AVM) data integrated into the company’s consumer-facing application streamlines the process of matching consumers with agents. P18 CLIENT CORNER: DATA-DRIVEN PROPERTY STORIES ENDING IN A PERFECT MATCH FOR REALTORS

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P20 SPOTLIGHT: BOISE HOUSING MARKET BURSTING AT THE SEAMS

Crowned by Forbes as America’s fastest-growing city for 2018, Boise is enjoying many of the benefits of rapid population growth — rock-bottom unemployment, economic diversity, and skyrocketing home prices. But local experts are also beginning to question how fast is too fast when it comes to population, economic and housing market growth.

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P26 BIG DATA SANDBOX: THE HOME AFFORDABILITY TREADMILL

Annual home price appreciation slowed to less than 5 percent in the second quarter of 2018 — down from more than 9 percent a year ago — providing some hope that prospective buyers could gain ground when it comes to home affordability. But rising interest rates and continued sluggish wage growth meant that U.S. home affordability dropped to its worst level in nearly 10 years.

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