Agent Guide | Short Term Care
ManhattanLife
Optional Simple Inflation Benefit* An OmniFlex™ Example: Daily Base Benefit Elected $200 On the effective date the Accrued Daily Benefit starts at 50% of the daily benefit amount selected. The graph below illustrates how a $200 Daily Base Benefit starts at $100 and grows over time.
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$400
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$200
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$0 0 1 2 3 4 5 6 7 8 9 10111213141516171819202122232425 Policy Anniversary Date
At policy anniversary date #5, your daily benefit grows to $200.
With the Simple Inflation Benefit, your daily benefit grows to $400 at policy anniversary date #25.
*In Kentucky, the optional Inflation Rider is 3% compound inflation.
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Application Fee & Spousal Discount Application Fee A one-time application fee of $25 is applicable for new policy submissions. Rates Short-Term Care rates vary by state and age. Consult the state-specific rate schedule for pricing details. Spousal Discount A 10% Spousal Discount is available to eligible individuals applying for OmniFlex Short-Term Care. To qualify for the discount, the following criteria must be met by the two individuals applying for coverage: • The two must be married. • The two must live at the same address. • The two must both apply and be issued a policy. The 10% Spousal Discount is a reduction from the individual price for each policyholder in the same household.
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AGT-STC 1025
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