Wondering when to consider refinancing your mortgage? Here are a few key times to explore your options: 1)When interest rates drop significantly. 2)If your credit score has improved since you took out your original loan. 3)When you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage. 4)If you're looking to shorten your loan term and pay off your mortgage faster. 5)When you need to access home equity for major expenses like home improvements or debt consolidation.
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