Buyer's Guide

THE PROCESS So, you want that dream home? We know exactly how to get you there. Here are the typical steps involved in buying a home. 01 Game Plan

03 Determine Your Needs/Research Neighborhoods

The decision to purchase a home is not one to be taken lightly. It might even be the biggest purchase you make during your lifetime. Whether you are a first-time buyer, upsizing, or downsizing, getting the best support will guarantee a successfuI transaction. 02 Get Pre-Approved You'll want to get this process started ASAP, as getting pre­ approved for financing is essential. Contact A Lender Initially you'll provide some financial information to your lender - such as your income and amount of savings. For a pre-approved letter, your lender will need W-2 statements, pay-stubs, bank account statements, and to run a credit check. Contact us for my list of preferred lenders.

Set maximum home buying price, location, and criteria. Lenders typically recommend homes with a cost no more than three to five times your annual household income, assuming a 20% down payment, I will help you search the database of homes that meet your needs, 04 House Hunting We'll take note of your requirements and start searching for properties that fit the bill. Leave it to us to schedule a day of showings. As we tour the homes together we wiII ask that you outline the pros and cons of each property. Once you have a Iist of the top three we can proceed with second showings to find your dream home.

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