of tools designed to identify high- potential deals with unparalleled precision. The platform’s automated capabilities enable users to swiftly match properties with their investment criteria, uncovering lucrative opportunities that might otherwise go unnoticed. TOWER1 The second addition to the Liquid Logics family is access to institutional DSCR capital through a partnership with Tower1. Our newest partnership promises to redefine the market standards for how capital can be obtained through a first-of-its-kind deal. True Debt Service Coverage Ratio (DSCR) loans are used as a form of investment through which borrowers can gain access to loans on rental properties. These loans are based on the monthly income the rental property generates as a percentage of the expenses, including the expected monthly payment. In contrast, many owner-occupied- based lenders now advertise DSCR loans that are based on your credit, income, 12 to 24 months of bank statements verifying employment, and your debt-to-employment income (DTI). Be careful of companies advertising their DSCR products because they may not all be the same. Some lenders are not geared toward true business real estate investors and typically are treated like personal loans, which could severely impact your credit and limit the availability of money for personal credit; in some cases, it even affects your FICO score. They typically take 30 to 45 days to close. Instead of getting squeezed in the capital markets, now with the partnership between Liquid Logics and Tower1, lenders have a true DSCR product at the most competitive prices within the industry. With a few clicks of a
button, loan officers can underwrite, verify eligibility, and price a loan on the fly and then package and sell them as soon as the loan has closed. Deal flow and access to capital are the cornerstones of successful real estate investment. At Liquid Logics, we are proud to offer innovative products designed to address both crucial elements. Our solutions streamline deal sourcing and enhance capital access, empowering investors and lenders to navigate the market confidently and achieve their financial goals. By focusing on these key areas, we ensure our clients are well-equipped to seize opportunities and drive growth in a competitive landscape.
ALEX KADDAH
Alex Kaddah has been at the forefront of leveraging cutting-edge technologies to drive innovation and e ciency within the industry. With a master’s degree in analytics and artificial intelligence and several years of hands-on experience, Kaddah has helped Liquid Logics implement advanced data-driven strategies and solutions that significantly enhance business operations. Before joining the family enterprise, Kaddah gained valuable experience as a Division 1 athlete, developing people and personal skills in a high-stakes, high- performance environment. Outside of work, Kaddah is passionate about all things sports. If competition is involved, Kaddah will be there watching or competing.
. |
Made with FlippingBook Online newsletter