RING, RING — IT’S A ROBOT
What You Can Do to Protect Yourself From Phone Scams and Robocalls
Two of the most common scams are phone scams and robocalls. These calls are incredibly annoying and can trick you out of valuable information if you’re not careful. While it might seem like these scams are inescapable, there are some precautions you can take to avoid their traps. GIVE THEM THE SILENT TREATMENT. One thing you can do to avoid these fraudulent, time-wasting calls is to simply hang up. If possible, it is best to not answer at all. It’s always good to have a list of numbers you can reference, so you never have to guess who is calling. Think of it as going one step beyond caller ID. In some cases, answering and then hanging up can actually do more harm than good. Answering the phone gives the scammers confirmation that the number works and that they should try again. Once your number is confirmed as active, it often gets put on an “active number” list that can then be sold to other scammers who market in these types of phone numbers. If you can’t verify who is calling without picking up, don’t answer. Let it go to voicemail. If it’s important, the person will leave a legitimate message and you can respond afterward. PUT UP SOME DETERRENTS. You can even go a step further and block the calls. Many phone service providers offer call-blocking options, including AT&T, Sprint, T-Mobile, and Verizon. You can sign
up for this service in-store or on your service provider’s website. Each service costs about $4 per month. There are also a number of call-blocking apps available on Android and Apple devices, but if you subscribe to a blocking service through your phone provider, these apps are unnecessary. Finally, you can sign up for the Federal Trade Commission’s “Do Not Call” program (DoNotCall.gov). While the Do Not Call program can help cut back on calls, this list is largely ignored by scammers. If you’re getting a ridiculous number of robocalls every day, signing up can offer you some brief respite. Thankfully, Congress is already attempting to fix this problem by making it harder for scammers to call you. But until they are able to pass tough, effective legislation, it is up to us as consumers to remain vigilant and do what we can to keep our personal and financial data safe and secure.
A ClientYou NEED to Know!
Gregg Knight, Mortgage Broker and Owner of Heroes Financial
One of the scariest transitions in life is starting a new career path. After spending years studying your job, learning all the material you can get your hands on, and helping your clients find quick and easy solutions, starting from scratch sounds terrifying, but one of our awesome clients, Gregg Knight, navigated it with gusto.
Gregg continues to learn as much as he can about the industry and increase his skill set, all in the name of better serving his clients.
Because of his efforts, Gregg’s clients are some of the happiest I’ve seen. Whether you travel to his website, Google Reviews, Yelp, or Social Survey, you’ll encounter numerous client testimonials raving about Gregg’s services. One of his clients exclaimed, “Gregg was extremely helpful and always on our side when my wife and I bought our new home! Even when issues came up that were beyond Gregg’s control, he took care of us! Gregg has helped us when we refinanced our first home, bought our new home, and has done the same for my brother. I have already told my parents and friends to talk to Gregg if they ever want to move or refinance.” This client’s experience mirrors hundreds of others who have had the pleasure to work with Gregg. If you have any mortgage questions or plan to move, buy a second home, or refinance, then Gregg is your guy!
Before starting his own company, Heroes Financial, Gregg was a police officer who was injured on the job. While any first responder knows injury is possible, when Gregg faced the question: “What do I do for work now?” he answered it with more courage and ambition than most. Knowing he needed to find a new career for himself, Gregg decided to become a mortgage broker, and he has been wildly successful.
While he’s always had a knack for helping people, Gregg took to mortgage lending quickly, and his success continues to grow.
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