Hamilton Insurance Group September 2018

What’s Not Covered? Sadly, Medicare will only cover certain services, which can exclude eye, dental, and hearing care. Routine eye exams and dentures aren’t covered by basic care. However, if you have an emergency, there’s a chance it can be covered. Know the Difference There are two types of basic Medicare — Part A and Part B. Part A can help cover nursing services, hospital stays, some health services, and hospice care. Part B coverage only provides coverage when you visit a doctor for a checkup or other outpatient services, such as a flu shot. Keep in mind that the above basic Medicare won’t cover prescription drugs. There are alternative plans available, such lives, these aren’t enough to fill up the bulk of your newly acquired free time. Cultivating a hobby is a great use of your time at any age, but especially during retirement. As Dick Van Dyke once said, “To me, retirement means doing what you have fun doing.” Here are three questions to help you discover a hobby that’s right for you. Do you have a dormant passion? Work has a tendency to put our other interests on the back burner. Maybe you painted for pleasure during college but put the canvas away to focus on your career. Perhaps you were once a chess fanatic, and today you find your board gathering dust from lack of use. Now is the perfect time to rediscover those once-beloved activities. What have you always wanted to do? Discovering new hobbies is just as rewarding as rekindling old ones. Have you ever heard about a pastime and thought, “I’d love

to do that, if only I had the time”? Former NFL quarterback Drew Bledsoe opened a winery after retiring from football. While you probably don’t have the financial resources of a professional athlete, there’s nothing stopping you from pursuing a newfound passion at the same velocity as the footballs Bledsoe threw. Is there a cause you want to support? Volunteer work can be incredibly fulfilling, especially when you have the time and energy to devote to it. Many older adults find that giving back to the community adds meaning and purpose to their lives. The best way to figure out how to donate your time is to think about a cause dear to your heart. From there, find a reputable organization that supports said cause, and see

A Guide to Picking a Post-Career Hobby

Aside from financial concerns, the No. 1 question that most impending and recent retirees struggle to answer is how they will fill up all their time. While spending time with family and relaxing are priorities for most folks entering the post-career chapter of their

what you can do to help. Retirement is the perfect

opportunity to throw yourself head-first into something you’re passionate about. So what are you waiting for?

Turning 65? 3 Factors to Keep in Mind for Medicare

Many people are confused by the steps they need to take to prepare for Medicare. Here are three important factors to consider before signing up. Signing Up on Time Turning 65 means you are eligible for Medicare, but it doesn’t mean you’ll get on it as soon as your birthday arrives. You can sign up any time from three months before your birthday month to three months after. For example, if your birthday is in August, you can sign up between May and November. If you sign up early, you can start receiving benefits on the first day of your birthday month. However, if you don’t enroll sometime in those seven months around your birthday, you’ll have to wait to sign up between Jan. 1 and Mar. 31 of the following year.

as Medicare Part D or a Part C plan, which can cover prescriptions. Before you make a decision, it’s crucial to research the best plan for you to receive the benefits you deserve.


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